share my current status. i wan more money!!!

here is the +++ plus
salary 3k+-
side income 500+-
i rent my house to ppl 550

here is the -- minus...
car loan 872
house loan 570
give mom 500
credit card monthly about 200-350
play kutu monthly 300 tat means every 5 month i will get extra +1200
saving fixed 500 monthly

here is the plus or minus...
gambling spend monthly about 500+-
sometimes win sometimes lose...

any idea make it better?

This post has been edited by juno88: Dec 30 2010, 05:30 AM

its my 1st car after 7 years got license. i think is worth it because all the way i oni drive 2nd car below 15k for 7 years ^^. just bought it few month ago.

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Added on January 1, 2011, 6:50 amkutu means every 5 month get 1200 if minus myself 300. 1500-300 (myself) is get 1200 extra lo. i quit gambling football, now just gambling on 4d oni. monthly bout 150-200. got part time intro?

This post has been edited by juno88: Jan 1 2011, 06:50 AM

i m 25, oh no no.. just turned 26!!!

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Added on January 5, 2011, 3:02 pmCar loan : 823 (Owning a MyVi SE still have another 4 years to clear the loan. Paying 10k for the downpayment and now regret it since I can put that
10k into ASB and get ~7% annually which can beat the 3.5% interest on car)(I know it already too late but what you all think more
smart to do?Put 10k for downpayment or put that 10k in ASB and buy car with RM0 downpayment?)

any1 can answer this? wat is ASB? i got cash now but duno wat to do...

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Added on January 5, 2011, 3:03 pmif i put FD, wats the interest rate? i got 100k. how i gonna invest????? FD is no risk rite. i need something with no risk

This post has been edited by juno88: Jan 5 2011, 03:03 PM