Thanks so much guys for sharing all the infos and methods regarding financial management. You guys gave me a lot to think about ever since I started to follow this thread.

I've been following this particular thread for a while.. as silent reader of course. Just untill now I've decided to register and become a member in this community.

I have a question, let's just say if everyone or majority of the people becomes aware of financial management and start to spend their hard earned money very wisely, how this scenario would effect the economy, as the people choose to save their money rather to spend it?