Personal financial management, V2
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 Jan 11 2011, 06:45 AM
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#1
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Junior Member
19 posts Joined: Dec 2010  
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Hi I am foreign studet
Income Fixed RM600 RM 200-300 part time job Expenses 450-650 So i have around 100-200 in my savings, what would You advise to me. I want to get fixed extra income, so I am not interested in Mutual Funds and Shares. If not FD, then wht would ur advice be, but with low risk. I also dont think that I am able to cut my expenses, due to some reasons. thank you This post has been edited by ismokenov: Jan 11 2011, 06:46 AM |
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Jan 13 2011, 08:10 AM
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#2
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Junior Member
19 posts Joined: Dec 2010
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QUOTE(chabalang @ Jan 12 2011, 08:43 PM) Simple: Just keep your money in the bank - look for highest FD rate. Reason: Keep you money safe - to me, that's main priority for a student. Oh, ok I see. Which bank has highest FD rate, sorry for this question I am noob here. And another thing is that foreigner can buy Bonds???When you are earning and saving more in the future, you can start to invest. But please EDUCATE yourself on investments before you start to invest your hard-earned money. PLEASE, please - do not "invest" into products that promise higher returns than FD but yet low risk. To me, only the special M'sian Govt Bonds which offers 5% p.a. or ASB have such profile in M'sia.  Yea, I know, i am studying some subjects about economics and investments now, but still got long way to go. Thanks |
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Jan 13 2011, 11:32 PM
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#3
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Junior Member
19 posts Joined: Dec 2010
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thnx @chabalng
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