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 Personal financial management, V2

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iriswilson
post Jan 9 2012, 02:49 PM

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QUOTE(tech3910 @ Jan 9 2012, 02:47 PM)
my leftovers from salary after minus expenses is 1.5k

currently, i need to start paying back 2 debt.
1) ptptn - just 20k wit 1% fixed interest
2) car left 10k with 2.5% fixed interest

so, my question is, how long u think i shud drag the repayment plan?
*
Hey, just wondering. How do you switch your ptptn to 1% interest? I have to pay with 3% interest.
iriswilson
post Jan 9 2012, 02:59 PM

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Ohh i've tried to register but it says there, they don't have a record of me OO. Time to call them perhaps?
iriswilson
post Jan 9 2012, 03:07 PM

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Yeah no record.

I think it's because I'm not obliged to pay yet cause I just graduated in December. The last payment of the loan I received was just in October.

I haven't actually receive their letter requiring me to pay the loan yet.

Do you think this is my problem?
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