this is the main problem. if you were intended to buy alot new gadgets. for sure you not going to save any money be it now or even next few years. If you would want to save money. just stick to the gadget you owning now and use it for at least few years or until its spoil. that for sure u able to save alot and you be surprise that the amount you have save all this while. me myself was like you previously less than a year changes few phones but now i have stopped since and i actually save alot than previously. I know sometimes new gadget tend to be tempting and drolling you into buying it but..come on do fall for that with your hard earn money. save it for your future.