I am a degree graduate and am earning only 1700 per monthbeing an executive in retail industry, but im happy with my job and my current lifestyle. Having work for 3 years, i have limited savings due to the low salary and high living expenses. But this doesnt deter me from saving and start investing. Got no car, no house, no property whatsoever. Bad Bad

Due to peer pressure, i think its better off to bump up my self confidence and look for better opportunities, when most of my friends are earning more than 5k per month, im earning 1.7k. This is what we choose, what i have choosen 3 years ago. But this thinking had been in my mind the first day i started my current job, and time flies, 3 years later, im still here, complaining that i earn peanuts, but did i do anything? =/ Well, obviously i dint do enough. We must believe that there is a better and brighter sky out there.

For those who earn high income but complain that standard of living is too high, got not enough money to use, think of those like me who earn so little yet managed to save and invest. People earning 1k plus can start a family, by living within their means. You can do it, the key is actually PERSONAL FINANCIAL MANAGEMENT. Take it personal, there is no plan that is for everyone. Manage it perrsonaly, do not just whine and complain like me =/

Now for those who are like me, always complain that pay is low, do you have capabilities that proved that you are indeed underpaid, if yes, anything been done? Ever look for better opportunities, i believe a lot of you would say No. Because im in the exact same situation so i understand =/ Again, it PERSONAL FINANCIAL MANAGEMENT. Its your life, its personal, its how you managed it. I have been giving it a lot of thought lately, im getting older, i already have a slow start up, now my resolution for 2011 is to get a new job. Albeit slower than those who earn more and save more, we can also achieve it, thru various ways.

Take charged. Make it personal.

erm, 1500-300-150-350=SGD700
SGD700=RM1600-RM1700 700x2.3=1610

How come u say 2k + and how come can save more than wat u convert cos RM2k= SGD870

Or is it ur salary 2.5k SGD

Im a Uni graduate and i earn 1.6k..