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 Personal financial management, V2

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hycl90
post Nov 22 2012, 05:40 PM

Getting Started
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Junior Member
90 posts

Joined: Nov 2012
hello people..
please give some advice on my budgeting =)

i will be a fresh grad soon~
Net Salary : 2,225 (after 11% of EPF deduction)

Rental : 250
Transport : 300 (100 LRT + 100 Parking lot rental + 100 Fuel)
Education loan : 320 (15years/180months)
Food : 500
Phone : 50
Insurance/Medical card : 150
Saving : 280
Investment : 250

opps...ady RM2070
Balance : RM140.25

Added on November 25, 2012, 10:28 pm
QUOTE(hycl90 @ Nov 22 2012, 05:40 PM)
hello people..
please give some advice on my budgeting =)

i will be a fresh grad soon~
Net Salary : 2,225 (after 11% of EPF deduction)

Rental : 250
Transport : 300 (100 LRT + 100 Parking lot rental + 100 Fuel)
Education loan : 320 (15years/180months)
Food : 500
Phone : 50
Insurance/Medical card : 150
Saving : 280
Investment : 250

opps...ady RM2070
Balance : RM140.25
*
bump~
no one can give some feedback abt this? unsure.gif

This post has been edited by hycl90: Nov 25 2012, 10:28 PM
hycl90
post Nov 28 2012, 06:00 PM

Getting Started
**
Junior Member
90 posts

Joined: Nov 2012
QUOTE(uzaimy @ Nov 28 2012, 05:30 PM)
i would be happy to see a reply to this as i'm going to be a fresh grad with expected income between RM1800-RM2300(gross)...
now I'm 23yo.
the only commitment now is my PTPTN loan (RM110x10years).

I need to save a lot for my marriage (2years after employed) since I'm planning to buy a house with joint-loan.
but, i have to buy a car for working purpose.

thanks!
*
so fast want to marriage? rclxub.gif
hycl90
post Nov 29 2012, 02:49 PM

Getting Started
**
Junior Member
90 posts

Joined: Nov 2012
QUOTE
hello people..
please give some advice on my budgeting =)

i will be a fresh grad soon~
Net Salary : 2,225 (after 11% of EPF deduction)

Rental : 250
Transport : 300 (100 LRT + 100 Parking lot rental + 100 Fuel)
Education loan : 320 (15years/180months)
Food : 500
Phone : 50
Insurance/Medical card : 150
Saving : 280
Investment : 250

opps...ady RM2070
Balance : RM140.25
need advice~~anyone kind to do so?

This post has been edited by hycl90: Dec 2 2012, 04:10 PM
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