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 Personal financial management, V2

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how2wfh
post Jul 28 2011, 01:32 PM

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100 posts

Joined: May 2011
From: Selangor


QUOTE(WhiteWing @ Oct 1 2010, 02:12 PM)
I just wanna know , can I really do something on my money ? I got q quite heavy burden with me now and got no where to go !

Basic Salary = RM 1,800 , after deduct 8% then will RM 1,656 + RM 700 ( Fixed monthly allowance ) = RM 2,356

Car loan : RM 352 ( I drive VIVA only )
Life Insurance + Medical Card : RM 100
My bro laptop installment : RM 91.58
My own laptop : RM 242
Digi broadband : RM 88
My hp installment : RM 135.75
My dad loan ( only end at December 2011 ) : RM 1,077.94
Handphone bill : RM 100
Food : Don't talk about even .. cannot even think.

Food : Don't take breakfast,lunch sometimes eat bread,if can go out and see customer,can CLAIM , at night eat roti canai ph34r.gif

Totol : RM 2,087.27 ~

After salary and deduce commitment I left RM 168.73 ~

How guys ? sad.gif
*
Health is Wealth! If you have poor health, how can you earn more $$?
Assumed you work very hard and earn some $$$ but your health is degrading day by day or few years later due to your current food intake... is this worth? You work hard but ended up in hospital and pay all your medical bills to doctors because you are not healthy. Then, what's your bank account you will see in next 5 or 10 years or 20 years? Zero.. all 'derma' bagi doctor. Nooo nooo! You do not want this to happen to you, right?

Hey, the most important meal is the breakfast. Ask me why by PM me and i will tell you why.


Added on July 29, 2011, 8:16 pm
QUOTE(izwanz @ Jul 18 2011, 03:48 PM)
anybody here can recommend me good finance books? I wanna read them during the holidays. I'm investing on myself! smile.gif
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There is a good seminar like Millionaire Mind Intensive seminar, 3 days for only RM99.
In internet, search for peak potentials (www.peakpotentials.com)

There is a good book on The Secrets of Millionaire Mind book, author by T. Harv Eker
Highly recommend book to read before you look for finance books. This author shares his failure and success stories.

Let me know if you have difficulties looking for the book.



This post has been edited by how2wfh: Jul 29 2011, 08:16 PM
how2wfh
post Aug 7 2011, 11:13 AM

Getting Started
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Junior Member
100 posts

Joined: May 2011
From: Selangor


QUOTE(izwanz @ Jul 18 2011, 03:48 PM)
anybody here can recommend me good finance books? I wanna read them during the holidays. I'm investing on myself! smile.gif
*
Got! Secrets of the millionaire mind by t. harv eker


how2wfh
post May 8 2012, 12:29 PM

Getting Started
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Junior Member
100 posts

Joined: May 2011
From: Selangor


QUOTE(avengers88 @ May 5 2012, 10:01 PM)
Yes bro, I currently have 10k saved up ( which is my emergency fund I guess ) in my savings account. So my question is :

1) Should I put the 10k into FD ? Or ASN ?

2) I will be saving 1k per month, do i add the 1k to FD account ?
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Hi. What's your ultimate goal?
how2wfh
post May 9 2012, 12:33 PM

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Junior Member
100 posts

Joined: May 2011
From: Selangor


QUOTE(avengers88 @ May 8 2012, 11:03 PM)
Well, to earn as much as possible of course. As long I take the chances of earning, I would.
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"To earn as much as possible..." how much is enough? RM5millions?
Do you have specific number of your ultimate goal? Like how many xxx of money to be earn by what year....

Do you have any specific goals to achieve in your life? What you want to do when you have the freedom of time & money?

If you have trouble to think what are your goals or dreams in your life, you can start visualize what would you do if you have RM10millions in your bank account?


Added on May 9, 2012, 12:35 pmHi.

There are differences between a poor man and a rich one, they are about mentality: the Poor one that everyday sees a day full of problems, another day of work; but for the Rich one a new day is a day of success and challenges.


This post has been edited by how2wfh: May 9 2012, 12:35 PM

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