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 Personal financial management, V2

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gmhafiz
post Mar 26 2012, 04:05 PM

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QUOTE(wongmunkeong @ Mar 26 2012, 11:33 AM)
f. Baby!
Dude - be prepared with about $10K for hospital + this/that food/supplements/doctors/"pui yeet" + baby cot and stuff (car seat, clothes, etc.)
Then, monthly about $1K+/-, depending on whether changgih diapers, milk (after off breast milk - breast is best! if possible biggrin.gif),
Note:
These were my costs in 2008 AND my little one was delivered in University Hospital, not SJMC or Gleneagles hehe. In addition, my ex or i tend to carry my little one around instead of "baby strolling" - i find it cumbersome to move around with the dang thing + collapsing it & car space in/out + it's just so much more "warmer & closer" to be carrying my little one around.
Costs continues into $1K+ during kindie
School - er.. no idea yet but should go down during primary & secondary UNLESS going to private or international schools.

Phew.. please note all the above are my humble opinions & simple POV only, not gospel truths yar. My priorities and methods are not your priorities and methods  notworthy.gif
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As a medical student, I would like to affirm that breast milk is the best for a baby. This is because individual mother's breast milk is tailored specifically for your child. Try to avoid formula ones because they are generic formula.

Anyway, your experience gives me an idea on how much expenses I should expect if me and my wife were to have a baby in the future. thumbup.gif

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