i think you need proper financial planning first before invest your money.

1) your current financial status, cashflow? emergency saving? other commitment?
No commitment other than a RM500 monthly for car
Earning 5k, Savings about 60k now

2) your goal of investment? house?
Yeap... going for a house now .. thinking of a 400k condo - 1m house ...

3) your risk appetite?aggressive? moderate? low?
Moderate - Low

4) your time horizon of investment?
Don't understand this part

there are many investment in the market, share, unit trust, property, gold, silver, interest scheme...
No one is the best, just see you understand & comfortable with the investment or not...

just my 2cents...cheers!