Jan 18 2013, 07:09 PM
QUOTE(AAAABBBB @ Jan 18 2013, 06:38 PM)
1)
Buying a hse can be consider liability and investment.
buying 1st hse to stay, settling down instead of paying high rental per hse per month.
when u move in stay, let say u get a $200K hse, u pay around $1k per month installment. This is liability.
After moving in to stay, u decided to try the market demand, u put a sign board in the front gate "For Sale". U asking for RM300K. This is an investment.
If there is a buyer who thinks your hse worth that much - Ong , feng sui good, nice interior decoration, etc then u can sell your existing hse and move to a bigger one.
My buddy change from apartment > condo > double story > now living in Semi D. He make it too. Now although living in Semi D, he still hang a sign board outside his Semi D - "For Sale". He aiming to live in Bungalow
Buying 2nd property for not for own stay depends on situation..
1. Speculator - They buy and speculate after complete built up, they can sell at higher price and earn juciy profit (investment)
2. Investor - They buy, and then want to collect rental from it long time..holding power long..(liability if buy with bank loan- usually after deducting rental and pay the installment equal to 0, investment if buy in cash ! - rental every month as additional passive income!)
2) What is the point of sitting a big car when AES is everywhere cannot even speed...Sitting local car cheaper spare parts and maintainance cost, ppl sit big car like Benz or BMW when too much money dunno where to spend- thus sit big car to be more comfortable, what is the point paying installment to sit a big car?
I don't see Ah Kau sit big car when he is a newspaper seller but the fincial executive sell his proton and get a honda civic when he get promoted, later the company lay off the financial executive gone mad
"What?" You scream out cold. "I got a lot of liabilities on the card! Who's gonna pay for my mortgage? My car? My credit card? My gym fees? My bills?" You yell like there's no way out.
I see later Ah Kau is a taukeh besar only sit BMW 3 series
http://www.skorcareer.com/malaysia-eng/ent.../ahkaustory.htm
Think twice you wanna be Ah Kau or the Financial Executive?
AAAABBBB, you my idol already Buying a hse can be consider liability and investment.
buying 1st hse to stay, settling down instead of paying high rental per hse per month.
when u move in stay, let say u get a $200K hse, u pay around $1k per month installment. This is liability.
After moving in to stay, u decided to try the market demand, u put a sign board in the front gate "For Sale". U asking for RM300K. This is an investment.
If there is a buyer who thinks your hse worth that much - Ong , feng sui good, nice interior decoration, etc then u can sell your existing hse and move to a bigger one.
My buddy change from apartment > condo > double story > now living in Semi D. He make it too. Now although living in Semi D, he still hang a sign board outside his Semi D - "For Sale". He aiming to live in Bungalow
Buying 2nd property for not for own stay depends on situation..
1. Speculator - They buy and speculate after complete built up, they can sell at higher price and earn juciy profit (investment)
2. Investor - They buy, and then want to collect rental from it long time..holding power long..(liability if buy with bank loan- usually after deducting rental and pay the installment equal to 0, investment if buy in cash ! - rental every month as additional passive income!)
2) What is the point of sitting a big car when AES is everywhere cannot even speed...Sitting local car cheaper spare parts and maintainance cost, ppl sit big car like Benz or BMW when too much money dunno where to spend- thus sit big car to be more comfortable, what is the point paying installment to sit a big car?
I don't see Ah Kau sit big car when he is a newspaper seller but the fincial executive sell his proton and get a honda civic when he get promoted, later the company lay off the financial executive gone mad
"What?" You scream out cold. "I got a lot of liabilities on the card! Who's gonna pay for my mortgage? My car? My credit card? My gym fees? My bills?" You yell like there's no way out.
I see later Ah Kau is a taukeh besar only sit BMW 3 series
http://www.skorcareer.com/malaysia-eng/ent.../ahkaustory.htm
Think twice you wanna be Ah Kau or the Financial Executive?
Just to check, y don't u just live with your parents? Will safe you a lot more. Like what im doing now HEHE.
This post has been edited by doremon: Jan 18 2013, 07:19 PM
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