Hey shifus. With 3500 income monthly, I do 300 x 2 bond fund and 600 on savings. I am trying to allocate for equity funds but wondering where to get the money to allocate for it.

Is 300 / fund too much per my income?
Should I break down the 600 into more funds?
Reduce my savings amount from 600 to 300?
Reduce expenses to allocate more for funds?

What is your investment & saving % by salary?