Get a 2009 Myvi which costs you waaaaaaay cheaper than a new one. 27K is a lot of money. One or two years doesn't make much difference.

What you have to do is to spare or allocate some amount of money for maintenance/insurance, be prepared of wear and tear issues on that second-hand car. Put proper maintenance, don't be stingy otherwise it will haunt you down.

It's probably just me, I won't get a Viva/Kancil. Get that 2009 Myvi if you can afford it.