Hi guys,

Currently i need some advised for my personal expenses every month.

Total salary after epf and tax is rm3300

Car loan - rm930
Personal loan - rm350
Utilities bill - rm250
Cc - Rm400
Mobile bill - rm150
Fuel - rm250
Food - rm250
Outside loan (previously have a business but not workout well)
- rm700

Total = rm3280

Left only rm20 for savings...(sad)

So can i have any advise on how to manage my expenses.

Thanks..