If i earn bout 3k a month, what is the car value that I am able to afford in your opinion? An amount that I dun have to ikat perut and stuff, still can afford other stuff and a lil entertainment a month, not much though. How do you all arrange your money for savings and stuff ?

Okay thanks. Wow if so I can only afford 36k car but it all depends on the downpayment and also monthly payment right? How much should be allocated for monthly payment for car if I earn 3k per month? Is 500 okay or too little?

Hey guys, just want to enquire. If I have about RM1k to spare after all deductions per month, what should I do with the cash? I am pretty new in investment and all. Current savings that I have is RM10k. Should I start putting money into FD or is there a better to to ensure that my monthly expenses does not cross the line. Please know that I do not have any medical card or insurance and I dun think the time is there to get it yet. I am currently 24 and just started working.

Yes bro, I currently have 10k saved up ( which is my emergency fund I guess ) in my savings account. So my question is :

1) Should I put the 10k into FD ? Or ASN ?

2) I will be saving 1k per month, do i add the 1k to FD account ?

Bro, I dun understand what is the flexi mortgage account for. Mind explaining on it? Does every bank provide this flexi mortgage account? Because my main bank currently is Maybank.

Does flexi mortgage means that I need to have a property ?
Does that mean that I am applying a loan ?

Alright thanks bro I understand now. Too bad I dun own any property, think I cant use that LOL!

Well, to earn as much as possible of course. As long I take the chances of earning, I would.

Guys, as much as possible simply means of the highest possibility la. I know kidnapping is very possible but I don't think it's a good idea LOL. All I want is possible earnings like FD, or like suggested the flexi mortgage but I am not eligible for that. So what is other solution that commonly people do to have an addition of money instead of just keeping the cash in the savings account.

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