Hi there! Congratulations on your upcoming nuptials.

Base on what you have indicated, your expenses is RM2080 per month which leaves you about RM1000 per month free. Nowadays with RM1000 per month you can only buy a property less than 200K. If you are willing to live in a medium cost apartment priced between RM100K to RM200K, your income is sufficient. Otherwise you need to have a gameplan.

Plan A

Let's say your target is a place priced at RM500K, this is what you should do for the next 5 years (I would suggest not having children until the end of five years. At 27, your advantage is time :-
1. Reduce your expenses to no more than RM1500 per month. Save RM1500 per month into an interest bearing account. If you are a bumiputera put it in ASB. If you put it in an account that gives you 3% per annum, at the end of 5 years you will have RM103K. I would recommend putting at least 60% of any bonuses you have and 50% of any increment you get to the pot and at the end of five years you could possibly save close to RM150K. If your wife can save the same amount you can get this money in half the time i.e. by the time you are 30.

2. Buying a 500K property, you will need 20% of the price as a deposit, legal fees and some minor renovations.
Plan B (which is what I did)

I bought a medium cost apartment for RM200++K and stayed for five years. Then I sold it for a nice profit of 150K. Then I bought another property and sold within a year for a nice profit of RM180K (for this property I was lucky as the seller was desperate to sell).  In the span of 7 years I made more than 300K. This does not include my initial outlay and other monthly savings that I contribute to in the last 7 years. Recently I bought a property for RM400++K and am looking at another for RM700K.

The most important is that you save and cut expenses. That is the first step to being financially sound. Once you have a big amount saved up, you will have the ammunition necessary to invest in the investments you are familiar with. You must be familiar with the investment instruments you intend to invest in (whether it is property, shares, gold, unit trusts etc) as the surest step to financial disaster is to make investments base on tips from friends and family.