Hi Im a Diploma student from KDU, just graduated and now working as a chef in restaurant.I am earning about 1300+ after all the deduction of SOCSO and others, the problem with me is that I hardly keep track on my bank account because I know every time I go to atm i know there's money.In my line, I hardly go out lepak with my friends due to my working hour (3pm-1am)...feeling not satisfy i will always buy myself beers as reward for myself, and also spend a lot on my gf and also stuff like computer thingy. Its really hard for me to save.

alright thanks a lot for most of the advice!

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Added on October 15, 2010, 3:45 amoh ya my dad is calling me to open one gold account,so im wondering whether its worth it anot, after what i red on the inflation killer i think its good cuz i can see the gold's value is going up.

This post has been edited by anthonywongy: Oct 15 2010, 03:45 AM