Wow, your dad's loan killing you. Most of your expense is installment, I think you can't stop it unless you want to stop using it (Car, Hp, Laptop).

Anyway, try to reduce other expense or increase your income by doing free lance. I assumed you are doing sales (meet customer, fixed allowance) and should have a lot contact. Try to do something like referring customer for other business and get paid.

Good luck !!!

U know ur problem then what advise u expect from us? Just change ur spending habit or have zero saving.

Just my opinion, those involved in accident, some are those too confident about themself. No matter how good is your skill, u will never know where are the reckless and speedy driver out there.

I have seen a video that the motorcyclist got hit by truck driver and ram over then he become those dead dog/cat that sometimes we can see on the road, only his head can see seen clearly. I'll show u the clip if I can find.

This post has been edited by almeizer: Dec 7 2010, 09:56 PM

There are a lot more sub-sale property that below 200k in KL or between 250k-300k. Depends what you need vs what you desired. If youngster prefer new property and nice location, of course need to pay for the premium.

You may do a quick search in iProperty with min 100k to 250k, Property Type as Apartment/Flat or Condo/Service Residence and State as KL.

Condo over 500k last year is not for medium class employee with earning power of RM3000, it's more for investor. Your example is not realistic for majority of employees with earning between 2000-4000.

Let's take a location as an example, Pandan Indah is a matured township in KL. There are a lot apartment or flat in that surrounding still can be bought below 250k with size of 800-900+ sqft. I'll name few :

Nuri Court

Grandeur Tower

Kenari Court

Surrounding Pandan Indah