Jan 7 2011, 04:35 PM
QUOTE(TuitionHomeBiz @ Jan 7 2011, 01:38 PM)
Hi, I would really need your advice:
Income: RM6000
Hseloan: RM1152
Carloan: RM800
Personal loan: RM547
Credit card: RM1200/month (1year to go)
Personal use: RM1000
every end of month, I only manage to save RM1300 (max).. However, due to some reason I need to maximise my saving as much as possible within this year. I need that money on 2012. Thus, I wish to reduce clear off my credit card at soonest. Appreciate if there is any way to do it?
Just to ask although it sounds not smart, if I temporarily hold my Hse/Car payments for 1~2months, in order to divert the money to creditcard. is it advisable?
Please advise.
some housing loan interest will revert to BLR+?% once you default the loan payment. i am not sure about your housing loan but i saw it in my HLB mortgage plus.Income: RM6000
Hseloan: RM1152
Carloan: RM800
Personal loan: RM547
Credit card: RM1200/month (1year to go)
Personal use: RM1000
every end of month, I only manage to save RM1300 (max).. However, due to some reason I need to maximise my saving as much as possible within this year. I need that money on 2012. Thus, I wish to reduce clear off my credit card at soonest. Appreciate if there is any way to do it?
Just to ask although it sounds not smart, if I temporarily hold my Hse/Car payments for 1~2months, in order to divert the money to creditcard. is it advisable?
Please advise.
your CCRIS record will also have "0 0 0 0 0 1 2" record.
and the car loan, normally they will tarik your car if you dont pay for 2 mths.
convert your credit card outstanding balance to personal loan is better option.
This post has been edited by alfred liew: Jan 7 2011, 04:42 PM
Quote
0.0607sec
0.26
7 queries
GZIP Disabled