Hi dear Lyn bro & sis, i need some advice & view for my financial management.
Below is my financial report

I'm married so will add in all my wife income & family expenses too.

Monthly :
Total Income : 9k-10k (me + wife)

Child : born soon (this year)
Car & House loan : $3000
Car Maintenance : $700 (including insurance, petrol & all service)
Phone & Electrical bill : $400
Personal Insurance : $500
Meal : $800
Personal Care : $200
Tax : $200 per month (divided by 12mths)
Parents : $600
Outstation : $300
Medical expenses : $300
Future child expenses : $1000
Etc : $200
Total Expenses : Around $8200

After monthly expenses, we left around 1k-2k.... please advice any planning changes i should make.
Should i just save the 2k into bank, or make some investment ?
I already mess up my car loan few years ago... car loan itself already more than 2k per month... 2 years ago my income was few K higher... now still left 2yrs+ to finish the loan.

hye all...my salary is 1.6k only as i have only a diploma...but then i have made a stupid decision to bought a car that requires 650 monthly for the installment...soo now i dont even know how much i can spend...save n invest...and i cant even set my own goal in december...huhu...help me please guys...

sell it also cant cover the loan still...i still need to topup another 2k...huhu
but then there is one more obstacle which is my parent...they wont allow me to buy used car...huhu...