u still got balance of 120, and u still got cash to invest, what trouble u have?

Public Mutual = no access for 20 years??? who forced u???

rule of thumb, BEFORE U INVEST, u must have a reserve of some liquid assets for emergencies, 3-12 months of ur expenses depending on ur job security

OMG u already a grownup, already working, please take charge of ur life

gomen job...keep 6 months of expenses/cash needs lar.

what can we do, what can we do then.    
...show your post to your parents, then keep us informed of the outcome will you?
 

not bad has parent influse to have saving habits. Not many have it.

1)what the comitment for japanese car with saga sv ?
2)what the reason want japanese car and you want saga sv ?

If your sharing with your parent, then likehood you must follow them becoz they also helping paying for the car.

Juz be happy, you got a car. Not everybody also can afford a car.

1st time i heard of parents forced their kid to buy a car that the kid can hardly afford. 

No.

Last time I wanna buy a Gen.2 (I can only safely afford it) but my dad keep ask me take Honda City.

what's done is done, just get on with it. Unless u wanna sell it

ah, tell your parents about the Sales charges you are paying to PM...do the maths + the interest for 20 years...will will be a shock!

who say u must settle loan before u sell it?

just that chances are u would like to top up to sell (e.g. u sell for RM50K, loan outstanding is RM65K, u gotta top up 15K)

FYI, insurance compensate u based on market value, not sum insured

ur dad ni dracula

try to tink other way SON, you havent ask them why they want you buy Japnese car.

I believe is either for quality and safety reason. Juz look different that your family want you be safe driving it. Not i said saga not good. Is juz my view i put from your parent. You can forget it..what i said....it not from them.

You have to talk with them, no point throw FIRE with FIRE, end you burn each other hand.

I learn my mistake same like you not becoz car but property. End up im noting to them.

I agree with your buy cheaper car is better becoz car is depreciation, then YOU have the same WEAKNESS dont hv the skill of NEGOTIATION with own parent what it look like to accept their and our opinion.

So go back try to talk again with peace.

think of it the other way, what ever he has, sooner or later it will yours or part of it will be yours and what ever yours will be yours  

Your dad also Insurance agent.....?

sum insured is irrelavant, insurer will compensate based on lower of market value and sum insured

then you no choice, you cant bear the life with your parent.

The choice you have is work/stay far away from your parent.

New Gen - Y then start to find work FAR FAR FAR away and never look back or miss your Mummy cooking.

    then you must know\learning to manageable your self alone.