Nov 1 2010, 10:23 PM
QUOTE(insidedown @ Nov 1 2010, 06:17 PM)
hi people, wanna ask ur opinion here.
if in my case- i have 30k in account
im 23, still studying and will grad after a year.
i've no debt and assest, nothing on me.
the money comes from a will.
what im asking here is,
what u people will do with such amount of money.
im thinking of investing but i know nothing on it plus im still not working and dont have monthly income.
any serious opinion?
Wow, you have 30k and still studying. What about your study, fully own money, loan or scholar ? What about transportation, possess any ?if in my case- i have 30k in account
im 23, still studying and will grad after a year.
i've no debt and assest, nothing on me.
the money comes from a will.
what im asking here is,
what u people will do with such amount of money.
im thinking of investing but i know nothing on it plus im still not working and dont have monthly income.
any serious opinion?
If you're under loan, I'd suggest save up for easier to repay later. If no transport, save up for downpayment later after you graduated and looking for a job.
As for me, age 24 and seems unable to save up a lot despite living with parents, so no rental. Expenses are as follows :
Fuel RM 250
Toll RM 100
Lunch RM 150
MBB Insurance RM 41.10
Repay MARA RM 200
Tabung Haji RM 50
Parents RM 400
Personal Savings RM 200 <<-- this goes to either UT or ASB, fully untouch
Balance left roughly RM 500 - 600. Seems like alright, but at the end of the month, left ZERO. I don't spend on things, but I guess I spend a lot on weekends like cinemas, hang out and eating especially. I am not stingy when it comes to eating
You might notice no phone bills, as mine is a supplementary line under my dad. Does not cost a lot as I seldom call. Only SMSes, which not so much (I think) so my dad pays. No commitment for car, as it is not under loan.
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