Sifu sifu here, need some advises on my personal financial management:

Monthly Nett Income: roughly 3.3k

Food: 840 per mth (including weekends)
Rental plus utilities: roughly 330 per month
Hometown Unifi: 50
Petrol(go back hometown): 40
Transport: subsidy by company
Phone: Subsidy by company
Workstation: roughly 100 per month with partially subsidy by company(ends next year February or March, subsidy continue as long as I work in the company)
Parent: 500 per month
Misc: 130 per month(fund for groceries, daily stuff and entertainment)

Upcoming expenses:
Insurance: should be roughly 150 - 200
PTPTN repayment: should be around 150. I'm thinking converting partial loan amount of 3% to 1% ujrah then start the repayment.

I've have been saving 1k per month after working for bout 1 and half year work since graduate from college. Currently FD have around 15k which I still think is quite little though which I plan possible marry in another 2 - 3 years provided the relationship goes smoothly and want to secure a house if possible. I've been spending on 2 vacation trips this year which cost me close to 2k.

I'm going to push my saving to higher most likely after increment this year as well as with the bonus. However, I'm not sure what's to do next with the money as saving itself seems unable to get me enough fund for marriage and securing a house unit.