Hi dear Lyn bro & sis, i need some advice & view for my financial management.
Below is my financial report

I'm married so will add in all my wife income & family expenses too.

Monthly :
Total Income : 9k-10k (me + wife)

Child : born soon (this year)
Car & House loan : $3000
Car Maintenance : $700 (including insurance, petrol & all service)
Phone & Electrical bill : $400
Personal Insurance : $500
Meal : $800
Personal Care : $200
Tax : $200 per month (divided by 12mths)
Parents : $600
Outstation : $300
Medical expenses : $300
Future child expenses : $1000
Etc : $200
Total Expenses : Around $8200

After monthly expenses, we left around 1k-2k.... please advice any planning changes i should make.
Should i just save the 2k into bank, or make some investment ?
I already mess up my car loan few years ago... car loan itself already more than 2k per month... 2 years ago my income was few K higher... now still left 2yrs+ to finish the loan.