Mar 25 2012, 12:59 PM
QUOTE(BabySteps @ Mar 24 2012, 04:29 PM)
Age : 24
Income in RM:
Monthly Salary = 2700 after all deduction
Variable Side Income = 0 - 600
Expenses in RM:
Food = 600
Transport = 50 (Touch n Go & Parking)
Entertainment = 100
Phone Bills = 100
Parents = 300
Groceries = 100
Monthly saving into savings acc: 700 (Pay yourself first)
Asset
Saving = 6,000
Fixed Deposit = 30,000
Unit Trust = 2,000 (AmDynamic Bond)
Liability
PTPTN = 20,000 (have not start paying)
Have just started working ard Sep 2011.
Usually the remaining of the salary will be deposit into saving acc on top of the monthly 700 or spend on feel good.
Planning to buy a house by 26 yrs old. Ard 300k-400k.
Hoping to diversify and also put more of my savings into investment.
Any advice here?
Income in RM:
Monthly Salary = 2700 after all deduction
Variable Side Income = 0 - 600
Expenses in RM:
Food = 600
Transport = 50 (Touch n Go & Parking)
Entertainment = 100
Phone Bills = 100
Parents = 300
Groceries = 100
Monthly saving into savings acc: 700 (Pay yourself first)
Asset
Saving = 6,000
Fixed Deposit = 30,000
Unit Trust = 2,000 (AmDynamic Bond)
Liability
PTPTN = 20,000 (have not start paying)
Have just started working ard Sep 2011.
Usually the remaining of the salary will be deposit into saving acc on top of the monthly 700 or spend on feel good.
Planning to buy a house by 26 yrs old. Ard 300k-400k.
Hoping to diversify and also put more of my savings into investment.
Any advice here?
Good plan... but i notice all is abt investment( all abt making money). i think u lack of protecting ur wealth..
This post has been edited by NJJ: Mar 25 2012, 01:04 PM
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