My financial management a bit messy lo , that is why I give salary I earn working for company..

others i just roughly know how much I have lo..RM150K + more.. EPF account those all untouch yet..

To keep my mom and dad have a safe heart to sleep at night...

I put RM50K for my mom to buy senior citizen FD hong leong bank at higher rate intrest..she keeps the money for me..I seldom ask how much interest I got

Same i put RM50K for my father..You know la...old ppl when know their son got lots of money savings in their hand they also feel secure I am doing well , no need worry me so much

then I still got RM50K under Sukuk 1 Malaysia under my name, this is the 3rd year last year already...Ah...this I know coz I go get the interest 5% to pay my holidays and sometimes extra for maintainance fees..

got others RM10K in Bank Rakyat FD if not mistaken, another RM11K in BSN senior citizen under father and mother joint account, not remember how much $ in Wawasan 2020 and others...

I rarely count the money in my savings one la...When money not enough I work harder do some part time or OT. Money not at my hand make me more discipline saver...I see I no money I no buy..

I no money I eat bread drink water, or cook porridge eat few days..

I stay discipline by withdrawing max from atm machine RM200 a week..Money finish that is it...if electric bill come RM70, I go pay RM70 so I left with the balance RM130 for the week..If the streamyx bill come RM88 I go pay too ..so I left RM42 in pocket... Breakfast I skip, lunch eat at company got RM50 to swipe for 1 month..and night time I cook maggi mee or make sandwich eat..

If inflations go up too high, I work harder..I do not declare my partime income as not consistent..sometime got do get extra dollar so I can make it through that week..If not I just stay at home and minimize activity of spending money in the weekend.

From the situation on top u know la,,ignore others detail

ManAtWorkIncome - Spending = Savings
RM2800 - RM800 = RM2000

Mom and dad tell me no need worry about those inflations thing coz later going to inherited property from them. should be able to cover inflations rate.
Dad tell me not to worry about taxes too, if I get tax a lot by govt I must be earning a lot more...Should be happy.

So basically I just worry now is can I save 1 million or 2 million in 10 years time and retire earlier.

Not unless you as a parent educate your kid from young to save, invest and live frugally. Financial literacy is not taught in school