Feb 24 2011, 12:05 AM
QUOTE(kingsora @ Feb 23 2011, 12:43 PM)
Nice thread here. I recently just started working.
My nett salary = 2635
Car loan = Already own old waja(no need to pay)
Housing = Live with my parents
Food = 300-400
Toll = 200
Others = 139(Gym membership)
I need to start save money. Feels like starting with ASB at least. So what is the percentage of my salary that i need to save?
you need to list the rest of the details..My nett salary = 2635
Car loan = Already own old waja(no need to pay)
Housing = Live with my parents
Food = 300-400
Toll = 200
Others = 139(Gym membership)
I need to start save money. Feels like starting with ASB at least. So what is the percentage of my salary that i need to save?
fuel for the waja?
entertainment?
handphone bill?
etc.
Listing those out will help us identify what you are capable of saving right now and what you could potentially save.
Where to save is simple enough, create a automatic renewal 1 month FD with 6 months worth of expenses for a rainy day. Everything else goes into ASB until you hit the limit. A lot of people would have different suggestions but I feel this is a generic simple and safe method to follow until you know enough to decide for yourself
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