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 Personal financial management, V2

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-Franc-
post Jan 15 2011, 01:05 AM

On my way
****
Senior Member
544 posts

Joined: Jun 2010
From: KL


hi guys, i am new here and and i hope im not too late to be posting this to seek advices. unsure.gif
Below is my personal income and expenses breakdown for one month. (Currently im staying with my parents)

Age: 23
Net income: RM 2,400

Expenses

Parents - RM 250
Foods - RM 400
Entertainment - RM 200
Petrol - RM 100
Bills - RM 150

FD: RM 2,000 only
Current debt: RM 24,500 (PTPTN) sweat.gif

3 years planning: a) RM 20,000 for maried
b) RM 10,000 for deposit to buy new car

Q1) Hows my expense guys?
Q2) Any idea how to settle the PTPTN? pay RM 100 per month can? whistling.gif
Q3) Is my 3 years planning ok? hopefully in 3 years i can achieve it
Q4) For investment, im thinking to go on ASB, is it fine?
Q5) Invest, saving or settle debt first? icon_question.gif

Kindly advice me please


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