Below is my personal income and expenses breakdown for one month. (Currently im staying with my parents)
Age: 23
Net income: RM 2,400
Expenses
Parents - RM 250
Foods - RM 400
Entertainment - RM 200
Petrol - RM 100
Bills - RM 150
FD: RM 2,000 only
Current debt: RM 24,500 (PTPTN)
3 years planning: a) RM 20,000 for maried
b) RM 10,000 for deposit to buy new car
Q1) Hows my expense guys?
Q2) Any idea how to settle the PTPTN? pay RM 100 per month can?
Q3) Is my 3 years planning ok? hopefully in 3 years i can achieve it
Q4) For investment, im thinking to go on ASB, is it fine?
Q5) Invest, saving or settle debt first?
Kindly advice me please
Jan 15 2011, 01:05 AM
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