OMG u already a grownup, already working, please take charge of ur life

gomen job...keep 6 months of expenses/cash needs lar.

what can we do, what can we do then.
...show your post to your parents, then keep us informed of the outcome will you?


This post has been edited by yklooi: Aug 14 2013, 11:12 AM

6 mths eh? That means ikat perut on personal expenses and save bonuses le, ok will do.

Parents conform will disown me wan.. kekekeke, thanks for the feedback guys. appreciate it.

not bad has parent influnce to have saving habits. Not many have it.

There is bad and good lah.

Bad thing, you didnt over come to manage yourself what suitable for yourself.

Good thing, no need to tink juz follow onli. Show your respect and obey to parent wish.

My advise, not every money/side income you get must report/follow to your parent.
Must learn some dirty accounting and hide somewhere for own purpose.

This post has been edited by felixmask: Aug 14 2013, 11:28 AM

saving habit ok, but then force me to take entry level japanese car instead of saga sv.. i can buy two saga sv with car i bought instead.. really tension habis le..

I NEVER tell my parents how much I earn

yes got good and bad, some kids really don't have any financial responsibility, for those, parents control is a good

save 99% of your next bonus(es) lo, what to do?

1)what the comitment for japanese car VS saga sv ?
2)what the reason want japanese car and you want saga sv ?

If you sharing with your parent, then likehood you must follow them becoz they also helping paying for the car.

Juz be happy, you got a car. Not everybody also can afford a car.

This post has been edited by felixmask: Aug 14 2013, 11:36 AM


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1st time i heard of parents forced their kid to buy a car that the kid can hardly afford.

No.

Last time I wanna buy a Gen.2 (I can only safely afford it) but my dad keep ask me take Honda City.

1)Japanese car 100% loan of 68k 9 years, Saga SV means 34k = 350 monthly in comparison with 750 monthly.
1)Maintenance and petrol somewhat will be equivalent as malaysian car maintenance low, petrol high, jap car maintenance high, petrol low.

2) God knows why they want me to get Jap car, I want saga SV cause extremely cheap and I can have real proper savings.

A-Z cost is beared by me, no one helping me to pay.


Yealo, die wo me.. I stopped taking dinner also..

Hyundai still cheap ma.. City means die lo..


This post has been edited by ak101ss: Aug 14 2013, 11:45 AM

what's done is done, just get on with it. Unless u wanna sell it

ah, tell your parents about the Sales charges you are paying to PM...do the maths + the interest for 20 years...will will be a shock!

Must settle loan first ma, I dare not do the sambung bayar stuff all, confirm will have issues.

This post has been edited by ak101ss: Aug 14 2013, 11:48 AM

Unker Looi doing marketing for FSM

who say u must settle loan before u sell it?

just that chances are u would like to top up to sell (e.g. u sell for RM50K, loan outstanding is RM65K, u gotta top up 15K)

5.5% right? yea I know, what to do, my dad ni is the PM agent, so gg le I..

Wah top up that much means gg le, might as well i crash it nicely into a tree and make it as a total loss. Get insurance to settle loan and get a saga SV..

yes, i thought so

FYI, insurance compensate u based on market value, not sum insured

ur dad ni dracula

New car ma, and the car is over insured, loan amount around 69k, current insured is 72k... cause can't get 100% loan so overquoted the price of the car to fit in the loan..

Yea my dad pocket money increase lo.. sigh..