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 Personal financial management, V2

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adolph
post May 17 2013, 10:11 PM

Hail the hitler
*****
Senior Member
832 posts

Joined: Sep 2012
From: Richmond, Oakland hills



QUOTE(Skylinestar @ May 17 2013, 09:01 PM)
Is there any bank that allows me to use 80% of my salary to pay for housing loan?
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Skylinestar,

All banks and institution in Malaysia have to follow and regulate the rules from Bank Negara, nobody will lend or allow to use 80% of salary for housing except loanshark, which you may interested to force you till end.
adolph
post Jun 7 2013, 10:43 PM

Hail the hitler
*****
Senior Member
832 posts

Joined: Sep 2012
From: Richmond, Oakland hills



QUOTE(gark @ Jun 7 2013, 07:52 PM)
That one is more or less the same as FD cause it is short term bonds. u want guaranteed put in FD.  tongue.gif
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Gark,

It look like some folks trying to take advantage in this thread to sell their investment, which is risky. Just wandering, if the investment as mentioned really awesome, investment company will not hired freelance salesman with zero knowledge other than taking money, and will not waste time to train salesman to be an agents.
adolph
post Jun 8 2013, 12:10 PM

Hail the hitler
*****
Senior Member
832 posts

Joined: Sep 2012
From: Richmond, Oakland hills



QUOTE(haur @ Jun 8 2013, 10:25 AM)
Hi forumers,

Anything better than a 3.65% FD rate for 55k? I tried the ASM, couldnt get it at all. I dont know stocks, I dont hold any UT. Had 2 accounts for HLA Cash Builder with yearly commitment about 5.5k.
Still have around 30k(FD 1m 3.0%) waiting for something better. Any idea what to do? Thanks.
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Haur,

These are the common people at last normally will lost everything because "Not knowing what to do", if you want to get something, learn from your mistake but not asking people what to do. It only make you a prey to other people eyes and wish to take your money away from you, your question just like ancient proverbs ; Give a man a fish, and you feed him for a day, show him how to catch fish and you feed him for life;. Find your journey, not depend other guide for your journey, it is not a journey. At the end, money is gone.

This post has been edited by adolph: Jun 8 2013, 12:16 PM

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