Bayar Balik PTPTN, in 2013 
Sep 28 2011, 01:07 AM
QUOTE(Zaryl @ Sep 23 2010, 09:49 PM)
Simple. Just start off with Rm50 per month. Then after you get promoted or salary increment, start paying back more.
At least you pay some, & do it CONSTANTLY, for sure in the end you will finish your loan.
this is wrong... honestly.. if the interest (or admin fee is 150 per month..).. u will end up hutang more than u actually get.. At least you pay some, & do it CONSTANTLY, for sure in the end you will finish your loan.
how it come??? u pay 50 while the interest is 150.. balance 100 will added to your principal.. if 12 month.. it add up 1200.. and the interest in based on monthly balance.. if Jan 11 u owe ptptn 20k.. fab 11 u owe RM20100.. and on March u owe RM20200..
think wisely
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