looking to buy a unit in empire city halo sunday studio unit. Where should i start?
EMPIRE CITY @ Damansara Perdana/Mutiara Damansara, Mixed Development Project in Damasara KL
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 Feb 26 2015, 12:02 AM
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487 posts Joined: Feb 2010   
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Feb 26 2015, 10:33 AM
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#2
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QUOTE(Minolta @ Feb 26 2015, 12:42 AM) Start by knowing the market price and if u can afford first..... First time buying, so i need to seek for some advice. I have 800 nett saving plus another 800 monthly rental. Assuming i will buy for my own stay, you think enough for the loan? And isit the unit all sold out? so I have to find others seller for tat? Can first home scheme apply on this project? thank for advice  |
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Feb 27 2015, 03:29 PM
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QUOTE(ims2628 @ Feb 27 2015, 10:28 AM) Errr.. Mind to tell what's your nett income? any commitment at this moment? car loan, personal loan, credit card credit limit? Sound like you don't have 10% downpayment for subsales, means you wanna option for skim rumah pertama? maybe you can refer their website see have you met their requirement before consider it http://www.srp.com.my/en/ QUOTE(kkkk @ Feb 27 2015, 01:42 AM) bank need to know ur income ,not net saving...market price for studio is expected 350k . Nett income around 3k (basic+allowance). No loan at all currently. Ya, i don have any down payment.I think i meet all the requirement but still confuse alot. Abit off topic btw This post has been edited by dejiar: Feb 28 2015, 12:55 AM |
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Feb 27 2015, 03:46 PM
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QUOTE(ims2628 @ Feb 27 2015, 03:32 PM) nett income is it the same ever month? my basic and allowance is fix, unless i got go outstation, which can be claim allowance (seldom).no loan? but any credit card? dont have any card and loan. PTPTN only (2xx /month) but hvn start paying.  The problem now is, i start work from september. Not enuf 1 year. This post has been edited by dejiar: Feb 27 2015, 03:47 PM |
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Feb 27 2015, 04:31 PM
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QUOTE(xXwasabiXx @ Feb 27 2015, 04:22 PM) no credit card means no credit history, you better start apply & use credit card. Every mth settle fully. Some ppl say tat, no crediit card = no commitment should be more easier..And some ppl say the other way round..LOL |
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Feb 28 2015, 12:54 AM
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argh...thn i need to spend another few month to own a house, lol
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Mar 2 2015, 10:15 PM
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current progress  This post has been edited by dejiar: Mar 2 2015, 10:15 PM |
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