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> RM 45,000, enough for wedding?

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happy4ever
post Sep 11 2010, 08:49 PM

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u got money buy house meh?
happy4ever
post Sep 11 2010, 09:05 PM

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QUOTE(Kampung2005 @ Sep 11 2010, 08:53 PM)
PJ house is expensive  hmm.gif
Ah, invest  smile.gif
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45K for wedding is just the tip of the iceberg.

You have to factor in on $$$:

1) House

2) insurance

3) car (2 cars)

4) kids (food, diapers, medical fees, pregnancy costs, education etc)

5) household expenses.

6) Nursery/caretaker

and manyak lagi

why just focus on the wedding ceremony??? doh.gif

Be more realistic. if your salary isn't at least 5 figure, then you need to depend on wife income to combine and make things work.
happy4ever
post Sep 11 2010, 09:12 PM

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QUOTE(Kampung2005 @ Sep 11 2010, 09:07 PM)
The benchmark that i use for financial planning in future would be "household income".

You are right that there are more important things to consider, namely house, insurance, and future education.
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many couples made mistake by using credit cards to finance their wedding ceremony, from purchase of weddng package/photography to the dinner itself, end up starting a family already in DEBT..

financial issues are the #1 cause of marital disputes. Husband and wife would have stress at work to bring food to the table, and stress when kids become sick etc, and need to travel early to send kid to nursery and come back early to collect the kid back, etc etc.

Thats why chinese marry late, and only at most 2 kids. And the sort of stress and time spend on work, can end up causing dysfunction to the family.

So u need to plan well, so that you dont waste time on money, but rather to spend time on family and kids and wife without needing to worry about money. If you're young, its time to start now.

A house or apartment unit costs at least 150K to 200K. Monthly installments of 1K, downpayment 10%. 30year loan. If you dont have much debt, and can afford, do buy now, and rent out first. Well, thats just one la. And figure how long it will take u to actually get that money to buy one unit/home. EPF account 2 can be used.
happy4ever
post Sep 11 2010, 09:17 PM

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QUOTE(IluvProton @ Sep 11 2010, 09:15 PM)
u forgot melei can apply for marriage fund from XXXXXX  brows.gif
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malays are worse

no money, no high paying job, naik moto, but can marry and breed like rabbits.

quantity, no quality. all grow up become rempits.
happy4ever
post Sep 11 2010, 09:20 PM

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dont compare china la

it comes down to u and yr wife. wedding dinner can be humble and simple. spend more on honeymoon also can.

10 tables good liao. unless your dad or dad in law want to show off la. then better buy prostitute.
happy4ever
post Sep 11 2010, 09:26 PM

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QUOTE(IluvProton @ Sep 11 2010, 09:22 PM)
wrong, buy a vietnam waifu only 10k ringgit  drool.gif

if got elle type I won't mind  drool.gif
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PRC girls only cost RM150 per cum

cheap.
happy4ever
post Sep 12 2010, 01:08 AM

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QUOTE(debbierowe @ Sep 11 2010, 11:03 PM)
my wedding on the invitation card already stated we cordially decline angpow gifts. and we also put a sign at the receptions in both chinese & english regarding that, the ushers also prep to acknowledge the guests bout tat.

that was my discussion with my husband before the wedding, if got money then have banquet, if no money, then don't. we decided not to invite ppl to cover our cost, we genuinely only wanted to share the joy and treat everyone a dinner.
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LEI YENG SAI LO....so kaya..

QUOTE(debbierowe @ Sep 11 2010, 11:12 PM)
haha... come to think bout it married also we put our parents priority instead of our own.

my hb loves diving and he's die-hard marine environmental fan... he said no shark fin! but my father in law rage... how can no sharkfin? me no face in front of friends & relatives! both almos got into big fight bcos
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go vegetarian. say is religious stuff.
no argument then rclxms.gif

QUOTE(b3rnard7 @ Sep 11 2010, 11:30 PM)
after married then hard to go cheong d wor
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COME!!! WE GO CHEONG!!!!

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