u got money buy house meh?
RM 45,000, enough for wedding?
RM 45,000, enough for wedding?
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Sep 11 2010, 08:49 PM
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#1
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7,194 posts Joined: Jun 2005 From: Sanctuary of Paradise |
u got money buy house meh?
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Sep 11 2010, 09:05 PM
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#2
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7,194 posts Joined: Jun 2005 From: Sanctuary of Paradise |
QUOTE(Kampung2005 @ Sep 11 2010, 08:53 PM) 45K for wedding is just the tip of the iceberg.You have to factor in on $$$: 1) House 2) insurance 3) car (2 cars) 4) kids (food, diapers, medical fees, pregnancy costs, education etc) 5) household expenses. 6) Nursery/caretaker and manyak lagi why just focus on the wedding ceremony??? Be more realistic. if your salary isn't at least 5 figure, then you need to depend on wife income to combine and make things work. |
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Sep 11 2010, 09:12 PM
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#3
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7,194 posts Joined: Jun 2005 From: Sanctuary of Paradise |
QUOTE(Kampung2005 @ Sep 11 2010, 09:07 PM) The benchmark that i use for financial planning in future would be "household income". many couples made mistake by using credit cards to finance their wedding ceremony, from purchase of weddng package/photography to the dinner itself, end up starting a family already in DEBT..You are right that there are more important things to consider, namely house, insurance, and future education. financial issues are the #1 cause of marital disputes. Husband and wife would have stress at work to bring food to the table, and stress when kids become sick etc, and need to travel early to send kid to nursery and come back early to collect the kid back, etc etc. Thats why chinese marry late, and only at most 2 kids. And the sort of stress and time spend on work, can end up causing dysfunction to the family. So u need to plan well, so that you dont waste time on money, but rather to spend time on family and kids and wife without needing to worry about money. If you're young, its time to start now. A house or apartment unit costs at least 150K to 200K. Monthly installments of 1K, downpayment 10%. 30year loan. If you dont have much debt, and can afford, do buy now, and rent out first. Well, thats just one la. And figure how long it will take u to actually get that money to buy one unit/home. EPF account 2 can be used. |
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Sep 11 2010, 09:17 PM
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#4
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7,194 posts Joined: Jun 2005 From: Sanctuary of Paradise |
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Sep 11 2010, 09:20 PM
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#5
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7,194 posts Joined: Jun 2005 From: Sanctuary of Paradise |
dont compare china la
it comes down to u and yr wife. wedding dinner can be humble and simple. spend more on honeymoon also can. 10 tables good liao. unless your dad or dad in law want to show off la. then better buy prostitute. |
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Sep 11 2010, 09:26 PM
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#6
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Sep 12 2010, 01:08 AM
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#7
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QUOTE(debbierowe @ Sep 11 2010, 11:03 PM) my wedding on the invitation card already stated we cordially decline angpow gifts. and we also put a sign at the receptions in both chinese & english regarding that, the ushers also prep to acknowledge the guests bout tat. LEI YENG SAI LO....so kaya..that was my discussion with my husband before the wedding, if got money then have banquet, if no money, then don't. we decided not to invite ppl to cover our cost, we genuinely only wanted to share the joy and treat everyone a dinner. QUOTE(debbierowe @ Sep 11 2010, 11:12 PM) haha... come to think bout it married also we put our parents priority instead of our own. go vegetarian. say is religious stuff. my hb loves diving and he's die-hard marine environmental fan... he said no shark fin! but my father in law rage... how can no sharkfin? me no face in front of friends & relatives! both almos got into big fight bcos no argument then QUOTE(b3rnard7 @ Sep 11 2010, 11:30 PM) COME!!! WE GO CHEONG!!!! |
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