My fren who is an Insurance Agent non-stop asking me to buy insurance. Every 2 days sure call me...

OK, so I buy from him a small amount about 2 yrs ago. Sum assured about RM25K.

Then last week, he called me again to top-up premium la, said I need further protection la when I am older, I need retirement plan, future children education protection, investment-link savings plan la..la..la..

But I think when I die one day, just die la.. What for I need so much money after I am dead...?? I am not even married and no children now. If wan buy, oso wait until next time I have children la.

In the end, I show him the "middle-finger" and ask him to bug-off. No more frens...

Am I too HARSH on this???