IMO, there are only 2 types of people who hated insurance.

1. Insurance agent who do not properly assess the need/requirement of the client nor properly explain the detail of the insurance. All they know is "buy lah", "buy lah" etc. They are like pest to be squashed. Everybody hated them.

2. Client who are ignorant of what is the purpose of insurance. They should try to educate themselves because they themselves will be the victim when bad things happen. In other word, it is for their own good that they learn/understand and buy insurance.

Now that I understand about insurance and when I decided to buy additional life insurance, I actually picked up the phone and called several insurance company asking them to send me their agent. That is the only way for me to understand and compare which is more suitable for me. You should do the same if you value your life and family. Anyone who have a family and say "no need" is a fool or already super rich.

This post has been edited by Optiplex330: Aug 27 2010, 12:34 PM