I use M2U & HSBC at the moment ...

I prefer M2U because it is more secure than HSBC eventhough both has the common features like fund transfer, bill payment ....etc

Reason 1:

M2U : need Transaction Authorisation Code (TAC) which is a unique, 6-digit code that will be a compulsory requirement for specific online transactions. The TAC is computer-generated and provide a second layer of authentication (identification) as a security check before you perform specific transactions. this is important in the case that u leave ur pc for a short moment (5 min), and other people want to transfer your money out from your account, they wont be able to do it because TAC is needed and this TAC is only sms to your H/P. (Note: SMS charges are free at the moment.)





HSBC : do provides a second layer of authentication (identification) as a security check by using a special device whereby u have to carry it with u all the time and this security code is enter at the beginning. so let say if u oredi log in and u leave ur pc for a while (5 min to toilet), other people may use the chance to transfer ur money to other account.






Reason 2:

M2U : when we do Fund Transfer, acc holder name is shown to let us confirm the acc no before we proceed the transaction.




HSBC : No Acc Holder name is shown. So we dunno whether we are transfering to the correct acc.

who said....got a lot lah

got Top 10 Payees and More Payees

telekom is under Top 10 Payees





u can even pay ur PTPTN loan, MARA loan, whatever loan u have.....






save RM2 ...give me...

This post has been edited by paSSerby: Jul 7 2006, 07:20 PM