I think the most important part for ebank is security......The most appealing for maybank2u is TAC . It provide more security, i dont think other banks provide, sorry if it is. I only use maybank2u. If the bank does not provide security such as TAC ..i can easily put a trojan at my fren comp or any public comp to extract passpword for ebanking and mail back to me.... without TAC i easily can steal others money...dont u think so?

i can if there is some holes in IE ...let say holes that i can install undetectable keylogger in ur comp after u visit certain site ..thats is so possible..the keylogger can mail me ur password

i can if i know ur server admin at ur work ..i can change the DNS server at ur work to point to fake maybank ..then i can harvest ur password

i can if ...there are few ways to get the password and without extra layer of security like TAC i can tell u somebody can get ur money