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Web Applications Which online banking you are using ?, which one is good ?

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one_guy
post Jun 15 2006, 10:04 AM

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QUOTE(UnCleHenG @ May 3 2006, 06:16 PM)
anyone try the Bank Simpanan Nasional's internet banking before?
*
never tried before...Always use maybank2u..
SUSDavid83
post Jun 15 2006, 11:32 AM

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QUOTE(acougan @ Jun 14 2006, 09:07 PM)
anyone requesting TAC from maybank2u right now? its been 20 minutes and 2 requests....no sms still.....
edit: nvm, the sms'es just arrived, problem resolved.
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Sometimes, it's very fast and sometimes, it takes longer. sleep.gif
SUSDavid83
post Jun 15 2006, 11:37 AM

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Alerts from BCB e-channel:

QUOTE
Welcome X 

Phishing Alert!

It has come to our attention that a new phishing scam has been circulating requesting customers to click on the email link provided to confirm their identity. Please ignore the email and do not click on the link. The bank will never ask you to reveal your personal information via email. If you have received such an email, delete it immediately. Please call our BCB Call Centre at 1-300-880-900 if you have responded to the email, or have clicked on any links in the email. 

At Channel-e we have taken every precautionary measure possible to ensure that your information is not compromised. However, it is important that you too help us in our efforts by following the simple precautionary measure stated in the FAQ.

[ June 07, 2006 ] 

Guys, be careful and don't become one of the potential victims.

acougan
post Jul 6 2006, 12:44 PM

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anyone having problems with maybank2u atm? i send one TAQ request, ended with 12 sms-es, and they still keep coming! -.-
SUSDavid83
post Jul 6 2006, 03:23 PM

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I just request a TAC this morning. No such problem occured.
cockerish
post Jul 6 2006, 03:25 PM

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QUOTE(acougan @ Jul 6 2006, 12:44 PM)
anyone having problems with maybank2u atm? i send one TAQ request, ended with 12 sms-es, and they still keep coming! -.-
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yah. my tacs are all delayed..damn it!

and when i get, i get like 10 tacs request at one go.


im using digi..maybe digi problem?
acougan
post Jul 6 2006, 08:37 PM

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QUOTE(cockerish @ Jul 6 2006, 03:25 PM)
yah. my tacs are all delayed..damn it!

and when i get, i get like 10 tacs request at one go.
im using digi..maybe digi problem?
*
i'm digi too, i guess its not maybank2u's problem then.
socratesman
post Jul 6 2006, 08:55 PM

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I use Hotlink, and of late maybank2u's TAC system is slow. Received about 2-3 hrs later, by that time the TAC no longer valid already doh.gif
socratesman
post Jul 6 2006, 08:56 PM

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Is TT (Telegraphic Transfer) also known as wire transfer ?
acougan
post Jul 6 2006, 09:11 PM

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QUOTE(socratesman @ Jul 6 2006, 08:56 PM)
Is TT (Telegraphic Transfer) also known as wire transfer ?
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Yes. (i'm 90% sure, although the last time i used TT was 4 yrs ago)
paSSerby
post Jul 6 2006, 10:04 PM

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I use M2U & HSBC at the moment ...

I prefer M2U because it is more secure than HSBC eventhough both has the common features like fund transfer, bill payment ....etc

Reason 1:

M2U : need Transaction Authorisation Code (TAC) which is a unique, 6-digit code that will be a compulsory requirement for specific online transactions. The TAC is computer-generated and provide a second layer of authentication (identification) as a security check before you perform specific transactions. this is important in the case that u leave ur pc for a short moment (5 min), and other people want to transfer your money out from your account, they wont be able to do it because TAC is needed and this TAC is only sms to your H/P. (Note: SMS charges are free at the moment.)


user posted image


HSBC : do provides a second layer of authentication (identification) as a security check by using a special device whereby u have to carry it with u all the time vmad.gif and this security code is enter at the beginning. so let say if u oredi log in and u leave ur pc for a while (5 min to toilet), other people may use the chance to transfer ur money to other account.


user posted image



Reason 2:

M2U : when we do Fund Transfer, acc holder name is shown to let us confirm the acc no before we proceed the transaction.

user posted image


HSBC : No Acc Holder name is shown. So we dunno whether we are transfering to the correct acc.

user posted image


acougan
post Jul 7 2006, 01:29 PM

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QUOTE
Date:  07 JUL 2006
Time:  11:48 am
 
Subject: Greetings from rhbbank.com.my!
 
Dear XXX,
 
We wish to remind you to collect your DotCom Card from the nearest RHB Bank Branch.

The DotCom card activation to effect the 2nd level authentication will commence from 8th July 2006.

What is DotCom Card?

Dotcom Card is the Internet Banking 2nd level authentication card that carries 2 rows of PIN. The Dotcom PIN will be used for the transactions below effective 8th July 2006:-

1. Add new billers for Billpay.
2. Add new 3rd party RHB or IBG Account.
3. Add new mobile phone for prepaid services
4. Apply eIPO
5. Apply Cashier Order / Telegraphic Transfer
6. Change password
7. Change transaction Limit
8. Edit personal profile

If you're one of the first 5000 customers to collect and activate your dotcom card from June 20th onwards, you will receive RM10 credited into your account!

If you have not collected your DotCom Card, please make necessary plans to collect your Dotcom Card today.

Remember!

Just bring along the following;-

· Identity Card and
· ATM card or Savings Passbook

Thank you for the continuous usage of RHB Bank Internet Banking services!

For more information call 03-9206 8228 for Peninsular Malaysia, 082-276118 for Sabah and Sarawak.
for busy ppl who haven't collected their dotcom card, today is a good day to;

6. Change password
7. Change transaction Limit
8. Edit personal profile

cheers~








socratesman
post Jul 7 2006, 02:27 PM

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QUOTE(paSSerby @ Jul 6 2006, 10:04 PM)
I use M2U & HSBC at the moment ...

I prefer M2U because it is more secure than HSBC eventhough both has the common features like fund transfer, bill payment ....etc
I like your reasoning & analysis there. That's why i think at the moment, M2U is still the best (for online banking only). icon_rolleyes.gif

jack2
post Jul 7 2006, 02:57 PM

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QUOTE(paSSerby @ Jul 6 2006, 10:04 PM)
I use M2U & HSBC at the moment ...

I prefer M2U because it is more secure than HSBC eventhough both has the common features like fund transfer, bill payment ....etc
Wonder how the HSBC online system designers designed such transfer without showing the account holder name to confirm for the accuracy. shakehead.gif
abe_mad
post Jul 7 2006, 04:38 PM

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QUOTE(jack2 @ Jul 7 2006, 02:57 PM)
Wonder how the HSBC online system designers designed such transfer without showing the account holder name to confirm for the accuracy.  shakehead.gif
*
Maybank2u is easy to use, lots of place with auto deposit. My only downside is that only a few (eg telekom) that support maybank credit card payment via maybank2u. I want more points tongue.gif

So pay via citibank, transfer via maybank. (RM2 per transfer)

keyz
post Jul 7 2006, 04:57 PM

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QUOTE(UnCleHenG @ May 3 2006, 06:16 PM)
anyone try the Bank Simpanan Nasional's internet banking before?
*
BSN have internet banking ? I have BSN account but never know they have that facility. Most of the time I used M2U only.
paSSerby
post Jul 7 2006, 07:17 PM

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QUOTE(abe_mad @ Jul 7 2006, 04:38 PM)
Maybank2u is easy to use, lots of place with auto deposit. My only downside is that only a few (eg telekom) that support maybank credit card payment via maybank2u. I want more points  tongue.gif

So pay via citibank, transfer via maybank. (RM2 per transfer)
*
who said....got a lot lah

got Top 10 Payees and More Payees

telekom is under Top 10 Payees


user posted image


u can even pay ur PTPTN loan, MARA loan, whatever loan u have..... rclxub.gif



user posted image


save RM2 ...give me... laugh.gif

This post has been edited by paSSerby: Jul 7 2006, 07:20 PM
SUSDavid83
post Jul 8 2006, 12:18 AM

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QUOTE(socratesman @ Jul 6 2006, 08:55 PM)
I use Hotlink, and of late maybank2u's TAC system is slow. Received about 2-3 hrs later, by that time the TAC no longer valid already  doh.gif
*
I thought it's valid for the whole day for the day your requested. You can use the same TAC for other applications that need it.

QUOTE(paSSerby @ Jul 6 2006, 10:04 PM)
Reason 2:

M2U : when we do Fund Transfer, acc holder name is shown to let us confirm the acc no before we proceed the transaction.

HSBC : No Acc Holder name is shown. So we dunno whether we are transfering to the correct acc.
I guess many banks do show the recipient's name and account number.

QUOTE(keyz @ Jul 7 2006, 04:57 PM)
BSN have internet banking ? I have BSN account but never know they have that facility. Most of the time I used M2U only.
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They do have it but not as popular as Maybank2u.

This post has been edited by David83: Jul 8 2006, 12:32 AM
SUSDavid83
post Jul 8 2006, 12:21 AM

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How much Maybank2u charges for a payment made to PTPTN? RM2?

AFAIK, BCB chanel-e charges 50 cents only.

This post has been edited by David83: Jul 8 2006, 12:27 AM
6GDominator
post Jul 9 2006, 01:57 PM

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i just started to use maybank2u not long ago and i want to ask how to get the TAC thing eh? you have to call them or send them message in order to get the TAC thingy?

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