wanna ask,i got "ACTUAL MONTHLY MANAGEMENT CHARGE" in my statement from HSBC,normally they charge me RM20-RM23 permonth,..is this normal?
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 Oct 4 2010, 12:29 PM
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#1
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Senior Member
1,776 posts Joined: Oct 2004  
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hi guys,
wanna ask,i got "ACTUAL MONTHLY MANAGEMENT CHARGE" in my statement from HSBC,normally they charge me RM20-RM23 permonth,..is this normal? |
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Oct 4 2010, 12:49 PM
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#2
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QUOTE(zenquix @ Oct 4 2010, 12:38 PM) It's normal if you have an HSBC Amanah card and you have balance in it (you do not pay off the entire amount every month). It is just the Islamic banking term for finance charges. ya,u draw some(cash advance) and Acer notebook installment..hmmm,so it a ?% charge from my un paid balance?hmm,so big!   |
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Oct 4 2010, 01:05 PM
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#3
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1,776 posts Joined: Oct 2004
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QUOTE(zenquix @ Oct 4 2010, 12:57 PM) cash advance charges an additional upfront charge in addition to interest of 1.5% per month on cash advance and unpaid balance calculated daily from transaction date. damn..i havent paid my cash advance for few month Advice: never do cash advance and pay off your statement balance every month to avoid increasing charges  ...tq for the advice ....hmmm,my friend advice go affin bank,apply new CC and do "balance transfer"  |
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