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 Credit Card v11

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talfred
post Aug 29 2010, 10:44 PM

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very upset with HSBC. seems very hard to get in touch with their CS via phone. forever there is no one picking up
talfred
post Aug 29 2010, 11:04 PM

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QUOTE(MilesAndMore @ Aug 29 2010, 10:58 PM)
Seems to have many such complains since they let go of the 100+ operators in Leboh Ampang early this year.
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Oh i didn't know about that. I hardly use my HSBC card - just called to request for annual fee waiver.

Any tips on request an upgrade to Platinum?

Primary card i use is Citi Plat as there is a dedicated less wait time number if i ever need to call them smile.gif
talfred
post Sep 26 2010, 03:56 PM

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QUOTE(winner @ Sep 26 2010, 02:25 PM)
I just came back from Pavilion and obtained an instant DA VI in 50 minutes. As CIMB/DA WMC and VI are not my cup of tea, I applied for DA VI because I just want to do BT with DA. I made an extremely big swipe using my SCB cc a few days ago. The developer allowed me to charge down payment via cc.

I have never done BT before. Since CIMB Group is having BT promotion of 0% interest for 6 months without upfront or handling fee, I should take full advantage of this promotion. I have my reserve fund in FD form to settle the down payment. With this 0% interest with CIMB, I can delay making payment. My fund can still be kept in FD for 6 months to earn a little bit of interest.

CIMB staff at Pavilion kept pushing me to get both WMC and VI. But I do not really like both WMC and VI from CIMB/DA so I only chose DA VI. By the way, the card does not look appealing as it is not a shiny type.
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Hi What's the min CL to apply for the WMC and VI via walk-in at Pavilion? This is instant card approval process right?

Thanks

talfred
post Sep 26 2010, 04:35 PM

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Oh thanks guys. very interesting reply.

Now this is the interesting part:

- RM30,000 for HSBC credit card
- RM50,000 for Citibank credit card
- RM75,000 for credit card from all other banks

So the min CL varies according to the current bank you hold. i.e. HSBC 30k (less limit) is equiv to 50k citibank card.

is this correct?
talfred
post Sep 26 2010, 04:38 PM

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Hey guys how about american express? I tried applying for the Platinum Credit Card at maybank branch with 22.5k HSBC Gold card but got rejected.

Does anyone know what's the real requirement for that?

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