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 Credit Card v11

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s@ni
post Aug 20 2010, 06:01 PM

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http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

as per my research in a limited time, this is the best CC from maybank? I shortlisted 2 CC, citibank cash back and this MYBANK. any advice? hmm.gif
s@ni
post Aug 20 2010, 10:05 PM

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QUOTE(David83 @ Aug 20 2010, 06:56 PM)
The best card from Maybank should be AMEX Gold CC or Ikhwan AMEX Gold.

Both offers 5x point at any petrol stations.

On top of that, AMEX Gold CC offers 5x points for groceries and books at participating merchants and Autopay for telecommunication bills.

In contrary, Ikhwan AMEX only offers 2x points for other swipe than petrol.
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QUOTE(David83 @ Aug 20 2010, 08:14 PM)
Not sure what he tried to mean; best CC from MBB or best CC in the market.
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laugh.gif sorry la, i typed it in a hurry, boss in front of me doh.gif

ok, re-type, i shortlisted 2 CC, citibank cash back and that maybank CC.

btw, I want to use my CC only to fill petrols. using my maybank debitcard so troublesome la,
they deduct rm150 first and then they will give back the balance. doh.gif

ocbc titanium ya? hmm.gif
s@ni
post Aug 20 2010, 10:26 PM

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http://www.ocbccards.com.my/titaniumIndex.aspx main website
http://www.ocbccards.com.my/titaniumRebates_tncEN.aspx T&C

but but but is it easy to do monthly payment for this CC since OCBC is not so popular than MBB, CIMB, etc? hmm.gif
within 5km radius of my house, there is maybank,cimb,public,bsn,citibank,RHB.. but not OCBC laugh.gif
s@ni
post Aug 20 2010, 10:57 PM

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QUOTE(MilesAndMore @ Aug 20 2010, 10:48 PM)
Just do an online IBG Giro. Depends on which bank you transfer the money from, the charge can vary from a mere RM0.50 to RM2.00.
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maybank2u charge how much to pay to OCBC normally? hmm.gif

answer:
interbank giro transfer from maybank2u to OCBC credit card payment = rm2. is it immediate or need to wait for 1 working day?

answer:
got it, described in maybank2u.

happy.gif

so, finally, ocbc titanium mastercard is the best?

This post has been edited by s@ni: Aug 20 2010, 11:05 PM
s@ni
post Aug 20 2010, 11:08 PM

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QUOTE(hebe87 @ Aug 20 2010, 11:04 PM)
basic saving account holder - rm0.50

others type of account/non account holder -rm2
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QUOTE(hye @ Aug 20 2010, 11:07 PM)
Transfer is not immediate. If you do it before 12pm then transfer is within the same business day.
After 12pm (even though 1 second) then next business day.
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TQ2 notworthy.gif
so most of LYN users are using ocbc titanium? tongue.gif
s@ni
post Aug 21 2010, 02:42 AM

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QUOTE(chemistry @ Aug 21 2010, 12:54 AM)
[attachmentid=1738564]

[attachmentid=1738566]

Here's some knowledge sharing smile.gif
Strongly recommended to get pinned. tongue.gif
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nowadays shops charge consumers 1 to 5% if we pay using CC hmm.gif
s@ni
post Aug 21 2010, 12:41 PM

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QUOTE(hye @ Aug 21 2010, 03:03 AM)
They are not supposed to nor are you supposed to tolerate such nonsense. If got proof, do report the incident to the bank.
The problem with Malaysian consumer is that they tolerate it because they want to use credit card.
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and yes, i agreed. all this while, i'm using cash laugh.gif interested with OCBC Titanium, but no branch near me.. hmm.gif
s@ni
post Aug 27 2010, 12:26 AM

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QUOTE(zenquix @ Aug 26 2010, 05:28 AM)
Interesting. Although i submitted my application thru the website www.ocbccards.com.my, the agent that eventually contacted me for documents seemed like a 3rd party. What was the steps you took to eventually have the OCBC agent contact you?

At least mine seems legit as I have already gotten the card and using it.
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how long u waited?
s@ni
post Aug 27 2010, 08:42 PM

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QUOTE(ronnie @ Aug 27 2010, 01:18 AM)
Checked my OCBC status and it says pending documents... but didn't get any calls also. What documents they need since i faxed my IC and CC to them already ???
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salary slips?

QUOTE(zenquix @ Aug 27 2010, 03:43 AM)
4 working days from app submission to card in hand  thumbup.gif
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TQ wah so fast liao tongue.gif
s@ni
post Sep 19 2010, 06:08 PM

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paiseh, failed my ocbc titanium card application. the strongest reason that i could say is that i took 2 weeks unpaid leave on the latest payslip that i submitted to OCBC. maybe ocbc thinks that my company deduct something or whatever doh.gif doh.gif

to make things worse, that ocbc agent keeps saying that my application is in process. (he didnt know that i checked using self service tel ; failed) laugh.gif stupid ocbc worker doh.gif
s@ni
post Sep 20 2010, 10:15 AM

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QUOTE(lara_ @ Sep 19 2010, 10:05 PM)
Care to share long does it take to fail your application?
Same as my case. Guess it wont be so soon. The peoples in CS seems does not bother to help.
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7working days
s@ni
post Sep 20 2010, 02:36 PM

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oh btw, i didnt even have any CC before, still rejected by OCBC. due to my unpaid leave for 2 weeks perhaps doh.gif laugh.gif any good agent to refer?
s@ni
post Sep 20 2010, 05:54 PM

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oit JB ka doh.gif

any OCBC KL opens at Sunday? tongue.gif

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