I guess the interest is 17,5%
If not 0%, the interest would be RM350 / year if not paid back .... so you can save RM350 per year
If that makes sense
Credit Card v11
|
|
 Aug 20 2010, 07:55 PM
Return to original view | Post
#1
|
 
Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur  
|
2K at 0% interest
I guess the interest is 17,5% If not 0%, the interest would be RM350 / year if not paid back .... so you can save RM350 per year If that makes sense |
Quote|
|
|
|
|
Aug 20 2010, 08:34 PM
Return to original view | Post
#2
|
|
Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur
|
QUOTE(themattock @ Aug 20 2010, 08:30 PM) it does make sense. but why they have to stated '3yrs'? after 3yrs suppose to be the same rite if that the case I guess the RM2K at 0% offer is only valid for 3 years in that case |
|
|
Aug 21 2010, 12:00 AM
Return to original view | Post
#3
|
|
Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur
|
Just wondering - I have a HSBC card here which has a credit guarantee from HSBC offshore (UK) as I don't have any income or savings at all in Malaysia, would this still gain me any kind of credit rating here if I'm paying off my card in full each month, to allow me to maybe apply for a different card in the future?
|
|
|
Aug 21 2010, 12:46 AM
Return to original view | Post
#4
|
|
Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur
|
QUOTE(MilesAndMore @ Aug 21 2010, 12:18 AM) Yes. It will be recorded in your CCRIS. As for allowing you to apply for a different card. The banks require you to provide your employment details too. Not exactly sure how you're going to pull that off though. Hmmm, I can provide proof of income abroad but not here - and I don't have employment visa or anything so I guess it will be difficult. Anyway , will see after I've had this card for 6 months or so  |
|
|
Sep 21 2010, 11:42 AM
Return to original view | Post
#5
|
|
Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur
|
QUOTE(rockefeller @ Sep 21 2010, 01:46 AM) both had theirs done in pavilion today My situation is I don't have any employment / income in Malaysia but hold a HSBC card with RM30K limit, means I can apply for this? Added on September 21, 2010, 1:46 am do share with us when you get yours just wait for one hour get card immediately!  Edit : Just saw T&Cs , Malaysian citizen only  This post has been edited by rjb123: Sep 21 2010, 11:44 AM |
|
Topic ClosedOptions
|
| Change to: |  0.0345sec
 0.35
 7 queries
 GZIP Disabled
Time is now: 2nd December 2025 - 06:36 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.