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 Credit Card v11

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erickyoko
post Sep 16 2010, 01:44 PM

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hi everyone,something want to ask,i do not have J/EA form or epf statement since i working at oversea...do i still eligible to apply credit card in malaysia?
erickyoko
post Sep 18 2010, 01:09 AM

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hi everyone,something want to ask,i do not have J/EA form or epf statement since i working at oversea...do i still eligible to apply credit card in malaysia?
erickyoko
post Sep 18 2010, 01:40 AM

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QUOTE(henrytanck @ Sep 18 2010, 01:17 AM)
Are you working in Singapore? Or somewhere else?

If you are working in Singapore, you salary is equal to MYR 1 although your salary is in Singapore Dollar.

They require your payslip, bank statement in Singapore, IC and work permit.
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Ya...I'm working at sg...which mean if my salary is sg1000 dollar is equivalent to rm1000 not rm2300?I couldn't apply cc online since all need phone number to contact...

erickyoko
post Sep 18 2010, 02:06 AM

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QUOTE(henrytanck @ Sep 18 2010, 01:50 AM)
Ya, if your salary is SGD 1000, that will equivalent to MYR 1000, so you need at least gross salary of SGD 1500 to apply a credit card in Malaysia.

You can put your Singapore Contact number to apply the cc online also... Can't meh?
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Can't because they only allow to insert 7digits number plus first 3 digits(eg:012,016) in the slot while sg have 8 digits...i sent email to their customer service regarding this, but they reply me this:pls visit our cc website and click 'apply now' then our sales officer will contact you asap... Lol:shakehead:
erickyoko
post Sep 18 2010, 10:33 AM

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QUOTE(hye @ Sep 18 2010, 03:29 AM)
Use the manual form la. Do understand that 99.9% of the applications will be normal cases. Yours are just 0.1% of the special circumstances. Be understanding and don't think the bank need to kowtow to you. (Sorry but ... I'm just saying this frankly)

On another thought .... it probably won't be a good idea for you to always use your Malaysian cc in SG due to transaction fees. I know it requires an annual income of SGD72K (if I'm not mistaken) to qualify for SG cc but why don't you use SG debit card ?
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i couldnt find the manual form leh and since i also cannot key in phone number,so i emailed them to request sent form to my email,but they still ask me apply online by leaving a contact number so that their officer can get to me....

i not planning to use my malaysian cc in sg,i already had debit card at sg...

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