Credit Card v11
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 Sep 9 2010, 09:48 AM
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#1
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Senior Member
941 posts Joined: Aug 2008  
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Normally the CC tax won't absorb or can't waive by bank. They will do rebate to compensate it. As for annual fee, some bank will waive for you, if not just said u gonna terminate the card, probably they will waive it.
My citibank card got waived when I just mentioned it (not asking) to the call center. |
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Sep 9 2010, 11:12 AM
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#2
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Senior Member
941 posts Joined: Aug 2008
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QUOTE(wongpeter @ Sep 9 2010, 11:03 AM) What do you mean by "just mentioned it (not asking) to the call center."? Actually I saw the annual fee when I checking my statement through online. Then I call them and ask to waive it. I just mentioned about the annual fee but haven't ask them to waive for me, the agent straight away said will waive for me. |
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Sep 26 2010, 09:58 PM
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#3
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Senior Member
941 posts Joined: Aug 2008
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QUOTE(samquah @ Sep 26 2010, 08:23 PM) which cc shall i apply to transfer my existing balance in citibank? Public bank BT as follow : which cc will give the similar CL as my citibank which is rm30K wanna transfer as can save some interest 6 months - 0% 12 months - 1.5% (1 time charge) 24 months - 5% (1 time charge) Anyway, I apply my PB CC by using Citibank CC and it give me higher CL than Citibank. |
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Sep 27 2010, 06:15 PM
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#4
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Senior Member
941 posts Joined: Aug 2008
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QUOTE(Coconut @ Sep 27 2010, 12:18 PM) Any CC that has 0% interest installment plan on anything that you purchased? Eg i buy anything above RM1000 and i just need to call the bank to entitle for the installment plan? QUOTE(MilesAndMore @ Sep 27 2010, 12:32 PM) Nope. The shop you buy your things from will arrange everything for you. They will make a photocopy of your credit card/IC and you'll be required to fill in a form. 0% IPP is available only if the store you are buying the stuff from is offering such plan. QUOTE(roy918 @ Sep 27 2010, 01:36 PM) 0% installment is not applicable to everything you buy. It's true for most cases that IPP provide 0% and FPP require certain % of charges.Smart Flexi-Pay Plan offers 0% installment for insurance, education and hospital transactions only. While Smart i-Pay Plan charging 2%/4%/5% for any other transactions that converted to installment. However, last week just found out that Alliance Bank latest promotion provide 0% even for FPP. This is great offer, however valid until 31 Oct 2010 only. Please refer to the link below. Alliance Bank - 0% For Flexi Payment Plan This post has been edited by almeizer: Sep 27 2010, 06:17 PM |
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