Received a call from a CSR insurance co.

Here is the conversation between me (M) and the CSR ©

C: Hi, im from (I forgot name of company). Regarding your Maybank Petronas Visa Application, we would like to OFFER you insurance coverage for 1 year worth RM200k. Yearly fee is RM300. But like it or not WE WOULD FORCE IMPOSE the RM300 fee on you. You can pay by instalment of RM10 per month. But the RM300 must be imposed for 1st year. 2nd year you can choose to cancel the policy.

M: What? But I haven't take my Card yet from the bank nor activate it. How can ?

C: (Starts to get rude). Why didn't you say earler! Ok, so WHAT OTHER CARDS YOU HAVE Sir?

M: No other cards.

C: So when are you planning of taking your credit card? If not, I will call you over and over again.

M: I don't know. I haven't got any time yet.

C: Ok, thank you.

Now, these kind of hidden things that make me wanna cancel it before i even swipe it. Is such policy exist and do they have the right to force you to take it ?

And, why do she ask me if I have another card if the offer is exclusively for the Maybank Visa Petronas application?

I'm getting kinda skeptical. She dun have the CSR attitude, rude that makes me wonder the genuinity. Summore phone is Private Number....
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Update: Just remembered: That is not the card I applied for

This post has been edited by CyberianHusky: Oct 1 2010, 09:32 AM

Yeah.

Update: Just remembered: I applied Maybank Amex & CIMB Petronas. I did not apply Maybank Visa.

I was curious cos she was rude and has no manners at all.

Damn, hope she calls again so i can troll her kaw2.

is there a specific thread to discuss those who have experience any type for credit card / fraud related scams ?

anyway, is it safe to proceed with the card if your details like that are already exposed ? i dunt know what other informations that they have.

should i cancel the card instead ?

This post has been edited by CyberianHusky: Oct 1 2010, 09:29 AM

Applied Visa Petronas CIMB.

Card is still at bank, haven't pickup yet.

But already came statement ask me to pay RM50.

Do I need to pay it if I do not want to pick up or just cancel the card ?

I did the same to my approved Maybankcard which arrived with the CIMB at the same time.

Cancelled the Maybankcard without activating, No RM50 tax charged. But why CIMB different ?

This post has been edited by CyberianHusky: Oct 11 2010, 11:03 AM

yup... due to the waiting game i decided to cancel those both ... but the CIMB came with the RM50 charge before the card is even picked up.

what i can do now is hold on till i get a clearer picture.

sometime its not for fun... when u need a card you may not know which one may get approval so applied for a few cards simultaneously. Each card MBB, CIMB that i applied took about 3 weeks to hear about the status. HSBC was silent for 2 weeks b4 they say i need to refax a clearer IC (which i rejected). If u wait for one after another, then it will be a futile waste of time to play more waiting game for each application.

searching for reliable info...