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 Credit Card v11

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alexwsk
post Sep 7 2010, 09:20 AM

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my wife's application for OCBC Titanium has been rejected, even though she furnished them with latest one month salary and epf slip doh.gif
not sure what's the reason, well i guest it's time to get PBB instead coz her salary is there
alexwsk
post Sep 7 2010, 09:55 AM

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QUOTE(jack2 @ Sep 7 2010, 09:22 AM)
When she submitted?
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26 August


Added on September 7, 2010, 9:57 am
QUOTE(chemistry @ Sep 7 2010, 09:23 AM)
Sounds like OCBC is becoming the second HSBC hmm.gif kinda difficult to get its cc...
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maybe for first time cc applicant

This post has been edited by alexwsk: Sep 7 2010, 09:57 AM
alexwsk
post Sep 7 2010, 09:59 AM

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QUOTE(jack2 @ Sep 7 2010, 09:58 AM)
So fast she got the result. Mine one was submitted and received on August 24, until now is still under processing.
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that's why i oso shocking.gif
use salary to apply oso rejected
alexwsk
post Sep 7 2010, 11:10 AM

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QUOTE(gerrardling @ Sep 7 2010, 11:02 AM)
guys, what is so good about ocbc titanium cc ? talking about cashback, citibank got better offer than them.
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if you are a small spender, OCBC titanium is better
alexwsk
post Sep 7 2010, 02:55 PM

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QUOTE(travelyew @ Sep 7 2010, 01:26 PM)
Not only me rejected by OCBC....
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u use exisiting cc or salary to apply?
alexwsk
post Sep 7 2010, 07:44 PM

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QUOTE(travelyew @ Sep 7 2010, 06:18 PM)
salary
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so ur basic >= 3k?
my wife's is basic 29XX plus allowances 200. maybe that's y they reject.
alexwsk
post Sep 7 2010, 08:10 PM

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QUOTE(travelyew @ Sep 7 2010, 08:01 PM)
I meet the requirement.
but rejected too......
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do you own any other cc
i thk they might be strict to new cc user


Added on September 7, 2010, 8:11 pmSCB cc holders, chk if you are a winner of the laptop here

This post has been edited by alexwsk: Sep 7 2010, 08:11 PM
alexwsk
post Sep 7 2010, 08:47 PM

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QUOTE(travelyew @ Sep 7 2010, 08:40 PM)
I called the agent on noon, she say will check and call me back.
But until now no any response.....
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hmm.gif , do keep us posted if you've found out the reason
alexwsk
post Sep 8 2010, 08:27 AM

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QUOTE(travelyew @ Sep 7 2010, 09:05 PM)
Have your wife call to ask the reason??
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no, not going to do that
will go ahead with PBB instead
alexwsk
post Sep 8 2010, 11:40 AM

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QUOTE(ghoss @ Sep 8 2010, 11:36 AM)
Would like to ask a few expert here ,

If I had debt (only credit card , no loans) and I pay monthly on time without late , do you think they will approve me if I apply another credit card ??

Let's say  I owe Bank A / B / C with credit card debt will bank D approve when I apply with them ??

hmm.gif
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if you paid at least min and on time, most likely they'll approve
and they'll be more happy if u BT to the new card tongue.gif
alexwsk
post Sep 8 2010, 08:40 PM

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QUOTE(wongpeter @ Sep 8 2010, 03:21 PM)
I just received the redemption letter for the iPod Shuffle from Standard Chartered and guess what? They got my name wrong! A JCMS ProRewards Sdn Bhd sticker was on the back of the envelope so I immediately called them up and was told that 'there was something wrong with the system' which resulted in this booboo and that the correct Letter of Redemption would be sent out after the Raya holidays. As the letter is on StanCharts letterhead I am thinking the cockup is StanCharts fault. I once had the unpleasant experience of dealing with SCs' customer service when I tried to register for online banking where we were supposed to wait for the authorization code by sms. The sms never came so I called up SC cs and they asked if my h/phone no was correct. I said yes and was told it needs 3 days to update the system. 3 days later I tried registering again and again the sms never arrived. Called up cs and the chap asked to re-confirm my tel no. I told him my tel no. and he said he will expedite ( his exact word!) the process for me. I was thinking wow! here's a chap who is really helpful and then he said ....it will take 3 days to update the system. What a blardy moron! He obviously doesn't understand the meaning of the word expedite. About a week later I tried registering online once more and again the sms never arrived. Called up cs and this time a gal answered. She asked if xxx-xxx xxxx was my tel no. I was fuming. After re-confirming my tel no. they finally succeeded in getting my no. wrong! And then after giving her a piece of my mind I waited another 3 days and finally succeeded in registering online.

If anyone from StanChart reads this pls realize your bank has got a bunch of idiots in the customer service dept. The chap who got my no. wrong after I had told him the correct no. goes by the name of 'G' or 'Ji' or Gerard if I am not mistaken. He should have his services terminated for gross incompetence.
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guess you're not the only one
i received the letter today oso, correct address, wrong name

am wondering whether can redeem it nonetheless rolleyes.gif
will gv it a shot this weekend since is planning to go to pavillion anyway


Added on September 8, 2010, 8:57 pm
QUOTE(eddievh @ Sep 8 2010, 07:28 PM)
I want to know too. How much Rm ?
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Refer here

This post has been edited by alexwsk: Sep 8 2010, 08:57 PM
alexwsk
post Sep 8 2010, 10:34 PM

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QUOTE(winner @ Sep 8 2010, 09:54 PM)
Today I have already swiped the card at Tangs Departmental Store and Island Bistro at Pavilion, as well as ESSO petrol station. I feel so good as I do not need to teach the cashiers to select "credit" like SCB JustOne. I am eager to see what kind of cash back I get. smile.gif
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hmm.gif , so some of the letters are correct
alexwsk
post Sep 9 2010, 08:41 AM

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QUOTE(winner @ Sep 8 2010, 10:39 PM)
I am totally clueless. I don't get what you meant.
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i meant some of the SCB redemption letters has wrong combination of name and address sweat.gif
alexwsk
post Sep 9 2010, 10:45 AM

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QUOTE(winner @ Sep 9 2010, 09:19 AM)
You quoted the wrong message then!
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yea, my mistake, i was supposed to delete the other 2 lines instead blush.gif
alexwsk
post Sep 9 2010, 11:00 AM

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QUOTE(wongpeter @ Sep 9 2010, 10:57 AM)
"a new Great Giveaway letter will be sent with your gift" - so that means they are going to send me my gift with another redemption letter, therefore TWO Gifts?

StanChart really needs to employ staff who are more proficient in English or with higher IQ! And they definitely need to phase out their 486 PC's running on Windows 3.1!  doh.gif
you get the reply through email?

i sent an email to them yesterday to complain but no response yet

This post has been edited by alexwsk: Sep 9 2010, 11:01 AM
alexwsk
post Sep 9 2010, 11:06 AM

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QUOTE(wongpeter @ Sep 9 2010, 11:03 AM)
I was sent this notification by sms.
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ic, hopefully they do send the gift instead of the letter or both laugh.gif
alexwsk
post Sep 9 2010, 11:21 AM

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QUOTE(wongpeter @ Sep 9 2010, 11:09 AM)
For having caused great inconvenience to us, StanChart should give us the netbook instead! kakaka  drool.gif
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yea, you bet
since ur surname is wong as well, did the letter sent to you was address to Chong Yxx Cxxx?
alexwsk
post Sep 9 2010, 01:55 PM

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QUOTE(wongpeter @ Sep 9 2010, 12:20 PM)
The letter was addressed to a Wong Kam Boon which of course is NOT my name! Could that be your name?  tongue.gif

JCMS ProRewards Sdn Bhd just called me up to say that after Raya, they will be send the gift to my house directly. hooray! that saves me some aggravation & stress from the traffic jams in KL! rclxms.gif
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hmm.gif , at least they get your surname right, I tot they printed the same name for all letters laugh.gif
mine is totally wrong

time for me to gv JCMS a call then

This post has been edited by alexwsk: Sep 9 2010, 01:55 PM
alexwsk
post Sep 12 2010, 11:39 AM

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QUOTE(SeanChang @ Sep 12 2010, 11:06 AM)
call ocbc cs to ask can acept induction letter or not
alternative just deposit min RM3000 FD to get this titanium card
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RM3000 FD can apply ti oledi sweat.gif
alexwsk
post Sep 13 2010, 03:26 PM

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QUOTE(gerrardling @ Sep 13 2010, 03:16 PM)
OCBC doesnt give reward point but citibank does, correct me if i am wrong
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i thk citibank cash back has no points as well

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