Just a side note, not sure if it is high-lighted here before. HSBC Advance a/c will charge RM10 per month from Jan 2011 onwards. Existing HSBC Power Vantage users (RM5/mth) will all auto convert to Advance a/c.

That will be RM120 per year not counting the RM50 govt tax and also the waivable? annual fees, if any.

To me, this SCB World MC's benifits are not very attractive. The only good thing is the 2x points for monthly spending of more than RM1,500. I wanted to apply for it as I am going to perform an extremely huge swipe end of this month.

I went to a Standard Chartered branch this morning, intending to apply for their World MC. It was rather irritating that the branch couldn't take my application as they have yet to receive the official forms from their HQ. Also, they didn't know much about this new product. What a shame!


Yes, all Alliance Platinum credit and debit cardholders can now enter KLIA Plaza Premium Lounge with no entry limits per month. The quota had been removed about 2 months ago.

But this account management fee will be waived provided you have RM20,000 of deposit with them. The RM20,000 could be in time deposit, your Advance Checking Account or any other investments under HSBC Malaysia. Good thing about their Advance Checking Account is that there is no minimum balance to be maintained inside the checking account to avoid the account management fee unlike Maybank's, CIMB Bank's and Public Bank's etc.


There were two types of PowerVantage Account previously. One is the E-Chequeing (RM5/mth) and the other is Full Checking Facility (RM15/mth). The E-Chequeing is very much like the newly introduced Advance account and you need to maintain only RM20,000 of deposit at HSBC to get the RM5 account management fee waived whereas you need to maintain RM60,000 of deposit for the Full Checking Facility to get the fee waived. However, since all existing PowerVantage accounts have all been converted into this Advance Account. The minimum balance to avoid fee is now the same for all account holders which is RM20,000.


They made it very clear to me that they are not going to give us any free reward points to help to redeem for the credit card tax



If i'm not mistaken, there is a cap for how many 2x Points you can get. Do check it out.


LOL ! You should have borrowed their internet and do them a favor by printing out the application form from their own website. Anyway, this isn't too good for the bank's image at all.

This post has been edited by MilesAndMore: Aug 24 2010, 12:54 PM

Any 1 have use their credit card to buy iPhone 4 from Singapore apple ONLINE store?

This post has been edited by vin_ann: Aug 24 2010, 01:52 PM

They do not ship outside of Singapore whilst the one in USA is contracted with AT&T.

ok.
what i mean is using Msian CC to purchase online from Singapore Apple online store and ship to Singapore address.

This shd be no problems right.

Not too sure but shouldn't be a problem if the shipping address entered is a Singapore one. There are many known online stores in the States however, will automatically decline any non-US credit cards even if you can provide a US shipping address.

This post has been edited by MilesAndMore: Aug 24 2010, 04:00 PM

so actually this SCB world card is it higher standard than platinum? very confuse lehh... last time visa signature come out then everyone say that is higher class than plat card one then citibank come out one visa signature with lower requirement than platinum.. last time also everyone say world mc is very high class one but now come scb world mc with lower than normal plat card requirements in other banks and design also like normal atm card only lo... I think now the bank focus on rewards already lo no more which card high class or not gua... now for sure many ppl can have world mc card easily already lo.. I thought RM6k/month should be platinum requirement but for wolrd card pula... downgrade already.. hahaha...

@vin_ann,
I believe some forummers was successful in using their MY CC to purchase via SG Online Store.

I used a SG CC so no issues with my order, as U probably oredi know

@siutimtim ... here's an explanation for you.

(VISA) Classic/Standard -> Gold -> Platinum -> Signature -> Infinite
(Mastercard) Classic/Standard -> Gold -> Platinum -> Titanium -> World

This post has been edited by hye: Aug 24 2010, 07:59 PM

Side note again, I'm not sure what is the Time Deposit interest rate gained, but 20k @2.5% for FD at most banks, returns RM500 p.a.

Just applied OCBC Titanium... hope to get it soon

Where's the Titanium stand in above??? as per BOLD?

Yup ... Titanium sits between Gold and Platinum.

hi,
i've posted some ques a while back,
im a student-> working life now...
i dont really use much, just maybe once in a while to get a new gadget or paying at restaurant for big occassion.
i am in australia so im not sure if it is the same, (sorry total newbie here )

i think the rate is around 19%, and 55 days interest free? what does it mean? how do i go about? like when will i need to pay the "hutang"?

and if in the stores, usually they say 24 months interest free, what does it mean?

thanks so much!

For those who applied OCBC Titanium online, may I know which number did the agent ask you to fax your documents?

but why scb world card requirement is so low one.. is this lower class world mastercard le or same standard like cimb world mc le... less benefits than platinum card some more wo..

Previously I scanned and e-mail to someone from OCBC, Johnson. You can PM me for his e-mail if you want to send by e-mail.

Different banks have different criterias for positioning of their cards. In SCB's case, it is still positioned above their platinum offerings plus we cannot say that its requirements are that low. Further, since its new, no one can be sure if they are strict or lenience about approval rates or CL granted. Further, in terms of benefits, its not inferior to CIMB's offerings

Wonder which bank is having 0% interest / upfront charge for balance transfer from 3-6 mths?