That is so true ! Anyway, have not heard from them yet regarding my card application. Going to call them this Friday if still no update from them. Worst case scenario ? Pledge a few thousands to get the card.

As for the CIMB Bank World MasterCard, i have to wait until my fixed deposit matures which i renewed for 60-month in 2007 before i can finally transfer some to CIMB Bank. Interest rate for 60-month fixed deposit was high then and the interest payout frequency is on a monthly basis. The huge interest rate cut in 2009 had no impact on this particular fixed deposit account of mine at all 
HIGH FIVE mate !!! 

  This is going to sound silly but ....

Do I just need to silently hand the restaurant cashier the DA/CIMB card and the 10-20% discount off the total bill will automatically be given? Or do I need to inform the cashier that his restaurant offers discount to DA/CIMB card holders?

---

Added on September 29, 2010, 12:52 am
I'm going to be a DA card holder too, soon, hopefully 

---

Added on September 29, 2010, 12:57 am
Nah, my application was declined. I received the "you are not succesful" letter less than 10 days after I submit my application. I tried to get the agent to find out the reason. She said she'll try but since then she has not called me or answered my calls.

do update us once u've found out

While I do agree HSBC service has gone down slight as compared to before but perhaps the problem lie with the courier provider as well. Contrary ... my experience with HSBC has been positive but I have cancelled this card a few years ago as their promotion are limited as compared to other cc providers. (I cancelled around the time where there were news that they let go of a lot of CS in Malaysia)

winner : Do update us what is the Forex exchange rate for OCBC. The CS told there's a 1% admin fee.

Oh no! SCB noticed that they actually gave more than RM600 per card per year last time and they have rectified it this time.

This time around, they gave me the exact RM600 rebate for the period of 1/7/10 - 30/6/11, even though my total spending could get RM620++.

I should stop using SCB JustOne cc by now and use it again in July next year.

Any idea when SCB will announce the Aug netbook winner? I thought they should have a new list today?

Any idea when SCB will announce the Aug netbook winner? I thought they should have a new list today?

I saw a lot of repeat winners in the list. Most of them won grand prizes in both months. That's the loophole of this kind of contest.

Do I just need to silently hand the restaurant cashier the DA/CIMB card and the 10-20% discount off the total bill will automatically be given? Or do I need to inform the cashier that his restaurant offers discount to DA/CIMB card holders?

Since you had already been rejected before, the reasons will still be in the bank's system for some time, so be prepared for the worst unless your FD is substantial enough to divert their attention. As a basic requirement, CIMB requires RM150K to be eligible for auto approval of Plat card, so I would guess for their WMC, RM300K should be adequate. However, if you can, go for RM500K and above and ask for an invitation for their Enrich WMC and you are there 

I saw a lot of repeat winners in the list. Most of them won grand prizes in both months. That's the loophole of this kind of contest.

I saw a lot of repeat winners in the list. Most of them won grand prizes in both months. That's the loophole of this kind of contest.

Yeap, and I got 2 Ipod Shuffle now ..... 

Yes. I am aware of the 6-month cooling off period which is why i only intend to try again next year. Besides, i can't come up with the money right now. It is a no-brainer to cancel that 60-month FD of mine simply to deposit some into CIMB Bank just to support my credit card application with them.

Did you win, winner?
Me too. Give one to my brother. Even worst, I still haven't received the first one yet 

To clarify, the 6 months cooling period is just that, a cooling period. It does not impunged your record and if I am not mistaken, it will also show in CRIS as well. Individual banks will have their respective records retention period and some banks keep their data forever 

Does OCBC offer to pay the govt service tax for the Titanium MasterCard?