QUOTE(tzeling @ Oct 1 2010, 10:36 PM)
However, atm I got tis SCB debit master which offer me 7% cash rebate on fuel and 5% on groceries/watson/guardian
This promotion has long expired, if i'm not mistaken.Credit Card v11
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Oct 1 2010, 11:07 PM
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#161
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QUOTE(tzeling @ Oct 1 2010, 10:36 PM) However, atm I got tis SCB debit master which offer me 7% cash rebate on fuel and 5% on groceries/watson/guardian This promotion has long expired, if i'm not mistaken. |
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Oct 2 2010, 12:07 AM
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#162
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QUOTE(tzeling @ Oct 1 2010, 11:08 PM) Nope, it's stil on!! the bank personnel told me the promo end this Dec 2010. N I just found out bt tis promo like in Jul/Aug n straight applied for it. I wished I knew it earlier. I stand corrected. Anyway, have you received any rebates from them then ? The first time they had such promotion, it ran between October 2007 - June 2008 and was only applicable to the e$aver debit MasterCard. The promotion was supposed to end in February 2008 but it was extended twice and eventually ended in June 2008. After that, they had another similar promotion. This time it was for their Saadiq$aver-i debit MasterCard. However, that promotion too had ended last year.This post has been edited by MilesAndMore: Oct 2 2010, 12:09 AM |
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Oct 2 2010, 10:23 AM
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#163
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QUOTE(Eng_Tat @ Oct 2 2010, 10:07 AM) got 1 silly q, usually hw long you all park ur fd in a particular bank before applying cc from them? also will they match the fd amount as well? tyty It's either you get a complimentary card from them or you pledge the FD to get a secured credit card.*want to apply for cimb da* QUOTE(Eng_Tat @ Oct 2 2010, 10:16 AM) can i used another cc to apply instead of payslip? Sure. Provided the card is more than 12-month old. |
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Oct 2 2010, 04:02 PM
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#164
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QUOTE(calvin_winter @ Oct 2 2010, 12:17 PM) Guys, I'm trying to get a credit card, but there's just too many variety products in the market, can someone suggest me? HSBC credit card has partnership with Fitness First.Well, basically the purpose of me using that card is just to apply for Fitness Gym (they require monthly installment using credit card). |
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Oct 3 2010, 06:15 PM
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#165
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QUOTE(celaw @ Oct 3 2010, 06:06 PM) Hi everyone, I'm newbie to credit card world... Do anyone know CIMB DirectAccess Mastercard is cash rebate card or points collection card? Thanks =) Point. And it expires every 3 years. |
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Oct 3 2010, 07:33 PM
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#166
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QUOTE(celaw @ Oct 3 2010, 06:33 PM) But from the website, looks like both cards have same feature ooh... http://www.directaccess.com.my/index.php?c...c=2&tpt=cimb_da CIMB Bank and of course their subsidiary, Direct Access tend to focus more on MasterCard and there are many promotions that are only applicable to MasterCard and not VISA. There are certain promotions that are available exclusively to VISA too but overall, CIMB/DA MasterCard has much more promotions. QUOTE(celaw @ Oct 3 2010, 06:33 PM) oh ya, 1 more question, 1,000 Enrich Miles in the MAS Enrich Frequent Flyer Programme can go to where (go and return)? 1,000 Enrich Miles will get you nowhere. You will already need at least 24,000 Enrich Miles just to redeem a return EY ticket between BKI/KUL. A return ticket in EY between PEN/KUL will require a lot less Enrich Miles but still, 1,000 Enrich Miles is far from enough. |
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Oct 3 2010, 10:58 PM
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#167
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QUOTE(ronnie @ Oct 3 2010, 10:19 PM) Latest DA/CIMB World/Platinum Mastercard :- Spend >RM60k from 1 Oct to 31 Dec 2010 and get upgrade to Enrich Gold card :-) It's not a guaranteed prize. Only 1,000 people will get it. |
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Oct 4 2010, 12:53 AM
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#168
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QUOTE(waynekoowy @ Oct 4 2010, 12:46 AM) DirectAccesS?? It is a brand used to be owned by Southern Bank. It is now owned by CIMB Bank. |
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Oct 6 2010, 08:08 PM
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#169
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QUOTE(Reventon @ Oct 6 2010, 08:01 PM) Anyone holding MBB WMC ? They start giving waiver for first year AF ? 2 guys here have it. And no. They paid the annual fee themselves. |
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Oct 6 2010, 10:32 PM
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#170
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QUOTE(rockefeller @ Oct 6 2010, 10:06 PM) My banker called me today afternoon informing I managed to get my annual fee waived for my Maybank WMC. Wow ! Good to know !!! QUOTE(tzeling @ Oct 6 2010, 10:22 PM) I have just received call fr SCB tis evening, offering me Gold Credit Card. I have a al-Saadiq current acc wif em which linked to the Master debit card. I was told just to fill application form & give IC. Other documents (payslips, epf, bankstatements is not required). They tell me annual fee is waived (for 2 years) and I get RM88 cashback once the card is activated. Means I don't have to pay GSTRetail rebate is 0.5% flat. I have surfed SCB website to see the existence of the promo but nt much details bt it. Is it really true tat u get RM88 cashback once ur card is activated, tat u don't even need to pay annual fee or GST. So the card is like free card. I wonder if I want to take the card coz I nt interested wif SCB CC, however they r offering me the card which I dont have to pay annual/GST so its like can give it a try for 1 yr perhaps or let it bcome spare card then cancel it off in the future. Any opinions? You do have to pay for the credit card tax. Just that with the free cash of RM88, you do not have to fork out your own money. |
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Oct 7 2010, 10:49 AM
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#171
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QUOTE(chemistry @ Oct 7 2010, 09:43 AM) If that is the fact, we still got next best solution to earn rebates, ie. via TMONLINE. MilesAndMore pays TM bills through TMOnline so he might advise us then. Yes. It is very easy. Just make sure you have your TM bill because you'll need this when setting up your account online. I'm on the RM110/month Blockbuster package by the way that gives me unlimited free calls within Malaysia and unlimited free usage of internet (speed = 1mbps). Definitely much cheaper than last time By using TM Online and not OCBC Online Banking, we miss only the 3% bonus. 5% permanent rebate is still there. |
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Oct 7 2010, 10:37 PM
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#172
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QUOTE(roy918 @ Oct 7 2010, 09:19 PM) MilesAndMore, do you manage to subscribe auto-billing with RM2 rebate today? Yes. I did. Just fill in the form and hand it to the guy at the front counter. He told me their guys at the accounting department will process it by today.QUOTE(ck3lam @ Oct 7 2010, 09:22 PM) If you are studying (1st or 2nd year Uni student), I think you can get better promotions like free netbook and lower monthly charges. I did hear about several different packages such as the one strictly for student only and the new 1Malaysia package. The student one doesn't really suite me. |
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Oct 7 2010, 11:15 PM
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#173
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QUOTE(roy918 @ Oct 7 2010, 11:06 PM) Do you confirm with the guy that RM2 rebate still applicable for auto-billing? No. I did not ask. I shall find out late this month.I tried to enrolled last 2 weeks but was told only VISA credit card gets RM2 rebate (not sure if the gal referring to the on-going VISA promotion). |
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Oct 8 2010, 09:06 PM
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#174
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QUOTE(mrportable @ Oct 8 2010, 06:33 PM) need advice here. i have eon classic card, havent activated yet. i am thinking of cancelling this card as it only gives me 3k credit limit.However i called the cs today asking if i can waive the rm50 gov service tax if i wan to cancel. so it turns out that even I havent activated i still have to pay rm50. It is not recommended to use EON Bank credit card overseas due to the higher than market average foreign currency administrative charge which is 2%.Shall i keep the card? i swipe card mostly in sgpore but eon bank dont have any special offer in sgp not like uob or citibank which r more welcomed here. |
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Oct 8 2010, 11:22 PM
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#175
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QUOTE(thinakarant @ Oct 8 2010, 10:23 PM) The rate is provided by mastercard / visa and not by the bank. Therefore, I believe your comment is not valid. Unless you mean they charge this as an additional charge to your expenditure? It is very much valid. The exchange rate is determined by VISA International/MasterCard WorldWide. Administrative fee charged on top of the conversion rate for all transactions done in foreign currency is a totally different thing. If you are already in a possession of any credit card, please refer to the back of your statement for more information.QUOTE(hye @ Oct 8 2010, 10:39 PM) Several posts back a forummer use several card to swipe at the same place, at the same time and with the same amount and the end result ? Not the same ... there's a difference in the rate use. (Both charges the same admin fee on top) Thanks mate Bear in mind different bank will apply additional admin charges on top ... all of them do but EON and AMEX are among the highest. Perhaps you would like to review your comment again ? (Check all your cc statement for the additional info at the back) I believe bro MilesAndMore knows what he is saying. |
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Oct 8 2010, 11:45 PM
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#176
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QUOTE(steventan85 @ Oct 8 2010, 11:25 PM) i get invited for UOB Preferred Platinum ... anyone using it now ? I am not using it and neither have i ever used it. However, i just want to point out that the UOB Bank credit card rewards suck big time !QUOTE(zenquix @ Oct 8 2010, 11:27 PM) Yeah the old MBF Finance already renamed to Ambank Finance. Funny can't find any wikis on MBF tho. That's because MBF is not a widely known entity, not even in Malaysia. Another reason would be that there simply is no one bother to set up one for them |
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Oct 9 2010, 07:21 PM
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#177
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QUOTE(cenkudu @ Oct 9 2010, 06:14 PM) i been to 2 KFC restraurants for the past 2 weeks and saw a notice that KFC is in the process in upgrading their CC system and we are not allow to use CC untul further notice. is it applicable to all KFC in Malaysia? The KFC outlets in Sabah have completely removed the credit card processing terminals since a few months ago.QUOTE(lamode @ Oct 9 2010, 06:18 PM) I heard that Malaysia will stop the service tax of RM50 in year 2011 from one of the CC agent in Tropicana city mall the other day. It is just a rumor. Do not believe it until the next budget is announced.is this true or the agent is bullsh*t me? QUOTE(travelyew @ Oct 9 2010, 06:40 PM) I think the GST will not cancel, since it is 1 of the government income. They have canceled it before though. QUOTE(travelyew @ Oct 9 2010, 06:40 PM) Mayb government should consider to apply or increase the GST for the cc holder which more than certain amount. Shh ... don't give them idea. We're already a joke for imposing credit card tax in the first place. At least this is how the foreigners see it. My friend who works in Geneva thought i was pulling his legs when i told him about this credit card tax. Seriously, if the government means good to its people. They should just make a tighter rule for credit card application. |
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Oct 9 2010, 09:29 PM
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#178
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QUOTE(ck_tonny @ Oct 9 2010, 08:38 PM) Then CIMB 10% weekend rebate for KFC will be removed soon. Too bad. Majority of Malaysians are still strictly cash people. Besides, i think CIMB Bank has not promoted the Paypass feature well. Something they can definitely learn from Commonwealth Bank on how to create public awareness on such feature that can cut down on the queue. After all there are many CIMB Bank card holders yet there is literally nobody knows how to use it. Sometimes not even the cashier knows how to operate it. What a shame !This post has been edited by MilesAndMore: Oct 9 2010, 09:31 PM |
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Oct 9 2010, 09:56 PM
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#179
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QUOTE(hye @ Oct 9 2010, 09:50 PM) If they display the 10% discount at the KFC visibly then I think everyone will pressure the cashier to use cc. I second that |
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Oct 10 2010, 11:05 AM
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#180
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QUOTE(chemistry @ Oct 10 2010, 12:32 AM) Certainly, I told them everything. Although I wanted to offer a discount, they acted so defensively, as if I wanna con them. QUOTE(David83 @ Oct 10 2010, 02:43 AM) General perspective of average Malaysian. They think you may want to rob them. I guess this is because there simply are too many con men in Malaysia QUOTE(tgeoklin @ Oct 10 2010, 10:16 AM) Its no longer 2% but 1% as with most banks. I stand corrected. |
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