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 Credit Card v11

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maru
post Aug 23 2010, 11:26 AM

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QUOTE(ronnie @ Aug 23 2010, 12:05 AM)
SCB card arrived quite fast.... just in time to enjoy the "FREE" cash promotion. BTW, the "FREE" cash is preloaded (aka credit to the CC account..i.e. no spending required before hand)

Application resubmit on 13 August 2010.
Approval on 16 August 2010.
Card received on 20 August 2010.

p.s. Thanks to maru for his efficient service
p.p.s. Generous CL also from SCB
*
u welcome bro smile.gif

btw what kind of CL they give to u? higher than the DA ? btw ur voucher already dispatch out...

Thanks for support notworthy.gif
jep
post Aug 23 2010, 11:29 AM

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Guys..my Citibank card nearly break into half in my wallet..does it cost me anything for a new one?
maru
post Aug 23 2010, 11:42 AM

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QUOTE(jep @ Aug 23 2010, 11:29 AM)
Guys..my Citibank card nearly break into half in my wallet..does it cost me anything for a new one?
*
First time i think its free....


Added on August 23, 2010, 11:51 amGreat news....mbf supplementary card holder is liable for principal card holder....

any outstanding which principal cannot settle, ur name will follow

F*** up bank



This post has been edited by maru: Aug 23 2010, 11:51 AM
ronnie
post Aug 23 2010, 12:41 PM

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QUOTE(maru @ Aug 23 2010, 11:26 AM)
u welcome bro smile.gif

btw what kind of CL they give to u? higher than the DA ? btw ur voucher already dispatch out...

Thanks for support notworthy.gif
*
Yes. CL higher than DA... ;-) make me want to keep this SCB card.
aeiou228
post Aug 23 2010, 01:21 PM

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QUOTE(chemistry @ Aug 23 2010, 02:08 AM)
For easy reference, here's the clipping.
[attachmentid=1742048]
*
Thanks !

I gave CIMB a call 1300 880 900 and yes it's FREE and the loan limit is up to card member's LOC limit.
Very good win win marketing strategy indeed. It makes CIMB card sticky and card member enjoy better cash flow. rclxms.gif rclxms.gif
boonsin23
post Aug 23 2010, 01:21 PM

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if let say i hv monthly income of rm2k (pay slip from company), plus rental income of rm1k, how are we going to prove the bank i hv rm3k of income every month?
chemistry
post Aug 23 2010, 01:25 PM

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QUOTE(boonsin23 @ Aug 23 2010, 01:21 PM)
if let say i hv monthly income of rm2k (pay slip from company), plus rental income of rm1k, how are we going to prove the bank i hv rm3k of income every month?
*
Do you include rental income in your tax assessment form?
If yes, that will be the proof.
siutimtim
post Aug 23 2010, 01:27 PM

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is the new preferred world mastercard same like cimb world mastercard? why scb requirement to get the card is so low de???? the card look like classic card only...
aeiou228
post Aug 23 2010, 01:40 PM

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QUOTE(boonsin23 @ Aug 23 2010, 01:21 PM)
if let say i hv monthly income of rm2k (pay slip from company), plus rental income of rm1k, how are we going to prove the bank i hv rm3k of income every month?
*
Your income tax return.

Income tax return is the official documents to prove you are a person of having income and your income is evident by the income tax you paid.
In case your actual annual salary income + rental income is not taxable, it will be good to inflate (adjust) your income under "lain lain pendapatan" accordingly in order to pay a small amount of income tax say RM10.

This post has been edited by aeiou228: Aug 23 2010, 01:41 PM
hye
post Aug 23 2010, 01:43 PM

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QUOTE(maru @ Aug 23 2010, 11:42 AM)
Great news....mbf supplementary card holder is liable for principal card holder....
any outstanding which principal cannot settle, ur name will follow
*
Not just MBF, all banks have the same rule to my best knowledge.
I mean principle is liable for supp.

This post has been edited by hye: Aug 23 2010, 02:06 PM
boonsin23
post Aug 23 2010, 01:51 PM

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@aeiou228 & @chemistry

Thanks! But what if I just collected the rental in year 2010, my tax assessment was for year 2009.
alexwsk
post Aug 23 2010, 01:55 PM

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QUOTE(hye @ Aug 23 2010, 01:43 PM)
Not just MBF, all banks have the same rule to my best knowledge.
*
i thought only principal is liable for supp and not the other way round?
chemistry
post Aug 23 2010, 01:56 PM

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QUOTE(boonsin23 @ Aug 23 2010, 01:51 PM)
@aeiou228 & @chemistry

Thanks! But what if I just collected the rental in year 2010, my tax assessment was for year 2009.
*
then sorry sweat.gif
no proof liao~~
maru
post Aug 23 2010, 02:14 PM

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QUOTE(alexwsk @ Aug 23 2010, 01:55 PM)
i thought only principal is liable for supp and not the other way round?
*
based on the conversation i had v him earlier....he said mbf is not a bank but is a card center...thats y their rules a bit different v other....

based on my knowledge n what been taught in public bank, supplementary i not liable to principal....but not for mbf...

now my name in citos....the card i used during my school time....few years back....

sigh
zenquix
post Aug 23 2010, 03:17 PM

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got my ocbc titanium smile.gif
ronnie
post Aug 23 2010, 04:05 PM

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QUOTE(zenquix @ Aug 23 2010, 03:17 PM)
got my ocbc titanium smile.gif
*
that's fast.... now to start spending.
When did you submit your application ?
zenquix
post Aug 23 2010, 04:36 PM

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last wednesday. I asked to collect at branch so will be faster.
SeanChang
post Aug 23 2010, 04:47 PM

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QUOTE(jep @ Aug 23 2010, 12:29 PM)
Guys..my Citibank card nearly break into half in my wallet..does it cost me anything for a new one?
*
the cs would ask 4 rm50 card replacement fee, i had argue that's it's card quality,
and she said can be waive one time only
try my tactic if u want 2 save rm50 smile.gif
tinkerbel
post Aug 23 2010, 04:50 PM

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Hi peeps,

Haven't been following this thread but am wondering, did anyone get their SCB Visa Infinite's Annual Fee waived without even needing the ask the bank?

Am asking cause I did *cheeky*
hebe87
post Aug 23 2010, 05:09 PM

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another question here regarding alliancebank
from the website: alliancebank
"All local and overseas retail purchases except petrol and government agencies will entitle you to 2X rewards throughout the tenure of the card, not just during promotional periods. Your TBP do not expire and you can redeem whenever you like, with special redemption privileges and discounts from time to time."

however, they give me point for telekom payment, but not for tenaga TNB bill payment. they said TNB is government. is it correct?

alliancebank cheat as well

This post has been edited by hebe87: Aug 23 2010, 05:10 PM

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